Yes, he can. Usually they dont. They wait till the end of the state statute of limitation. They sue you usually few months before that time. They will try all tactics to get the money from you, when they see they have no hopes, they take aggressive actions.
You should also check if your pay checks can be garnished or not.
If not, then there is no point to sue you.
Self employed, disabled, unemployed usually cannot be Garnished.
You should also read this
Please search in Google for State Statute of limitation.
Thanks!
If you are in default on an account that a third party/person bought, yes indeed, the new owner can foreclose on you and sue.
Yes, an out of state debt collector can sue you. Many debt collection agencies collect for companies located all over the country.
Yes. The new debt collector bought the entire debt, including interest that was added on. You will be responsible for the entire debt.
If the debt was a secured debt, yes...if it was unsecured, doubtful they will do this unless it's a large sum of money.
It all varies, each state has a statutory limit. Check your state to see what the limits are.
"If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter - even if you don't think you owe the debt, can't repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don't want the collector to contact you again, tell the collector - in writing - to stop contacting you. Here's how to do that: Make a copy of your letter. Send the original by certified mail, and pay for a "return receipt" so you'll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt. "
They operate the same as if the debt collector was in your state. I would ask for a Debt Validation letter from the new debt collector.Many times when debt is sold the supporting documents are not sold with it. If they cannot produce the original documents you may be in a situation where they cannot sue you and have to remove the deragatory from your credit report.P.S. I am not a lawyer.
The duration of The Debt Collector is 1.82 hours.
Hello, The debt is sold further to another company at even lesser value.
The Debt Collector was created on 1999-06-25.
The Debt Collector - novel - was created in 2007.
Yes, they can sue you for a 100 year old account, BUT they cannot collect on it or obtain a judgment if the statute of limitations has expired. If seven years have passed since the last payment was made, the debt is no longer recoverable.