Why isn't dental care covered under general medical insurance?
Will medical insurance cover treatment for teeth that are knocked out in an accident if you do not have dental insurance?
Answer \n. \nIt probably depends upon the medical insurance company you are with and what coverage you have with them.\n. \n Answer \n. \nI have never seen a medical …insurance policy that does not cover teeth knocked out in an accident - even with no dental insurance. I once was reimbursed by Blue Cross for my son's retainer that was broken as part of an accidental injury - again with no dental insurance.\n. \n ANSWER \n. \n It also depends on the accident. How bad is the injury to mouth... There are a lot of little things that play in. Weather you need stitches or not. Surgery? One has to read the find print to determine if it qualifies. If it's just for regular dental work ex: extractions, root canals then probably not. .
Answer . Yes. I used to work for an Insurance company in the claims department. It will be covered under the section "personal property" of your Homeowners policy. You will… however have to pay your deductible. If the deductible exceeds the amount to replace the item, the company will not pay. If it costs more then your deductible to replace it, then the company should issue a check for the remaining amount. So if it costs $2000 and you have a $500 deductible, you should get $1500.
Answer . you do bone head.
That all depends on your specific plan. Here is some information if you do not have a plan that might be beneficial: There is a great dental plan available in your area. Depen…ding on if your looking for a plan for a group or if you are looking for a plan as an individual or family. If you are a company or group: There are many quality traditional insurance plans out there. Typical these plans are only a decent value if you purchase them in a large group setting. If you are an individual or family: A traditional plan (meaning insurance) is pretty much out of the question, monthly premiums will run between $50 and $150 a month and that is for a plan with a $1000 maximum and a 12 month waiting period. BOTTOM LINE, when you do the math, at the end of the day your going to want to find a discount dental plan for yourself or your family.
Insurance companies, even many States' Medicaid programs, have judged that dental care is an ongoing expense that they are unwilling to cover. Dental procedures are typically …expensive, often require more than one visit to complete, and often require repeat care. However, in medicine, studies have shown that gum disease and poor dental care can lead to serious medical conditions, such as heart infection and heart disease.
It depends if it's part of your coverage. Review your policy to find out. If there is no dental coverage, ask your insurance provider or broker if you can add a dental plan… to your policy or add a dental rider.
Some major health insurance companies may cover emergency dental care, but every insurance company is different and may handle the emergency coverage differently. Check with y…our insurance provider to see if they offer this type of care.
There are various companies that cover different types of needs.Ifyou are looking for Long Term Care coverage, ask your insurancecarrier. If they don't cover it, there are pla…ces out there thatdo.The internet,phonebook and your friends can be excellent ways offinding what you are looking for. Basically, medical insurance do not cover or pay all long term care(LTC) services, medical insurance is focused on health care whilelong term care insurance is focused on custodial care. It mayprovide skilled care for a limited period of time only.
Coverage under private insurance varies greatly based on your carrier and your deductible. Most private medical insurance is a cushion against major catastrophes like a sudden… heart attack.
The medical expenses are extraordinarily high in India and acomprehensive insurance policy is the best way to tackle theproblem of rising price. As a result of the assorted me…ans ofadvertising, you're currently quite aware of the numerous healthinsurers in operation in India. For Compare Health Insurance :
This will vary from insurance provider to insurance provider, it will also depend on your policy and the level of coverage that you have. You should always check with your den…tist and insurance to ensure procedures are covered before going through with them.
No, all insurance cover dental care. You may need to subscribe to an insurance company such as Delta Dental Insurance in order to get dental insurance if your regular insuranc…e does not cover it or see if you can get it separately through your employer.
No, but it may be covered under your dental insurance plan.
No most dental procedures are done by dentist which don't fall under most health plans. A dental health plan is aivailable at most employers and independent. Otherwise one usu…ally have to pay out of pocket.
"It tends to vary depending on the carrier of the temporary insurance, and eligibility. Prescriptions, in and out patient service, health care practitioner care, xrays and lab…oratory work, ambulance, home health, skilled nursing care, even reconstructive surgery maybe covered."
There is a confusion among the medical fraternity whether the investigations for treatment of Glaucoma will be covered under Medical Insurance or not. In my opinion as an Insu…rance Consultant, since Glaucoma is such a disease requiring periodic investigations to ascertain eye pressure,visibility etc. these should must be allowed as treatment under medical insurance and claims should be entertained accordingly, provided this is not pre-existing one and was diagnosed only after taking the policy after a year.