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This is how they evaluate the risk that you pose. Insurance companies use many different variables to evaluate the risk of a loss occurring. Driving record is only one of these factors. A person who receives several tickets for speeding or other violations will have an accident, guaranteed.
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Where can one purchase auto insurance with no credit check?
The bulk of insurance companies uses credit scores and driving records to determine risk. However, FreeInsuranceQuotation is one online source that does not require a credit score to purchase auto insurance.
How do I get My Previous auto insurance records?
Most companies where you purchased your auto insurance will maintain their records of your policy for up to 6 years. Most states require you file any claims within 2 years. Call the company up and ask for records. They should be more then willing to do this...
If your insurance will not cover your son during the 6 months he is driving with a learner's permit what happens if he is involved in a car accident while driving with an adult?
Your auto insurance will cover your son while on a lerners permit. Check with your company as some require that he be listed as a driver and you must pay premium while others do not require that he be listed until he gets his regular license. If you insurance is telling you that there is no coverage while he is on the permit then you need a different insurance company.
How do you get an ex boyfriend off my car insurance they are saying i can not unless i prove he has other insurance i don't know where he is and the last i heard he had a suspended license?
It seems that the insurance company thinks that you and he still have the same address. I doubt an insurance company would require someone who does not reside at your address to be listed as an insured on your policy simply because he was your boyfriend. I don't know how to access DMV records, but private investigators do. Hopefully the address on his driving record is no longer the same as yours.
How do you find insurance company or who bought the company named Kennesaw Life and Accident Insurance company?
If you write to the company with your query, they will supply the information you require.
How are accidents put on your drivers license?
When they are submitted to the state by a municipality or insurance company they are sent to you driver's history. If you have an accident that is not reported to police, and is handled out of pocket, it will not reach your insurance company or your driving record. Most insure companies require you to report all accidents.
How can a person find the car owner's insurance company?
If you have name/plate/vin etc. Contact the law enforcement for your town, and perhaps the DMV as well, most states require proof of insurance or financial responsiblity at the registration/renewal of the vehicle and may have the company in those records.
Is there any life insurance that does not require a physical exam?
Yes there is. Mutual of Omaha is a reputable life insurance company that does not require a physical exam.
Does driving semi trucks require a special type of automobile insurance?
Yes. All commercial driving requires both a special type of license as well as a special "rider" on your insurance. However, the legal requirement for the insurance is most likely met by the company that owns the insurance-- that is, the truck is what is covered. So, the law probably does not require you to get additional insurance. As a semi driver, you will eventually want to be insured for personal liability-- so that your family is protected should you cause an accident during your job.
Can an employer require employees to provide proof of car insurance when not driving a company car?
If you are using the car for company business - i.e. traveling in it while AT work (not going to and from work in the morning/night), then not only can they ask you for proof of insurance, the MUST ask you for this.If you are driving the car when working for them and you then have an accident, they could be sued if you are not insured and further, the police could hold them criminallyliable.
Why a family member is resticted in auto insurance?
Some insurance companies will require policyholders to sign a driver exclusion for family members if you claim the individual does not drive your vehicle. If the insurance company has previously paid a claim for an unlisted driver, they may require that you list the driver on your policy or sign a driver exclusion that restricts that driver from driving your vehicle. If a resident of your household has tickets and accidents and is not rated on your policy, the company will require a driver exclusion to prevent increasing your policy if they are rated.
Does Texas require a car to be insured if it is not being driven?
Texas does not require car insurance if you are not driving it. You will have to insure it when you decide to drive it again.
