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A contractor typically needs a Commercial General Liability Insurance Policy.

If the contract includes professional services, then the contractor will likely be required to carry Professional Liability Insurance, either in addition to, or in place of a CGL policy. It really just depends on the nature of the services contracted.

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Q: Why does a contractor need a professional liability insurance policy?
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Related questions

How can i get a copy of a contractor's liability insurance policy?

Ask the contractor for a copy.


What is an insured contractor?

An insured contractor is a contractor who carries a Commercial General Liability Insurance Policy.


Are defense expenses paid in a contractors professional liability policy?

A Professional liability insurance Policy, as well as a contractors General Liability Insurance policy will provide coverage for the cost of legal defense.


Are accountants required to maintain professional liability insurance?

It is not a requirement but having a good professional liability insurance policy in place will give you more credibility in your industry. If you are an accountant in the employ of another then you should not have a need for a professional liability policy. If you work as a self employed or a contractor you should carry coverage. Many companies will require you show them your insurance before they will grant you contract work.


Does contractor liability insurance cover poor workmanship?

No. Workmanship is not covered under a artisan contractors liability policy.


What type of insurance policy has a Retroactive Date?

professional liability


Do you provide professional liability insurance?

Sure. Depending on your occupation professional liability can be added as a rider to a businessowners policy. Often times professional liability will be a separate policy. I recommend that you contact a good independent insurance agency that represents several insurance companies so they can find you the best policy for your needs at the best price.


You are starting a residential cleaning business Should you get general liability insurance or professional liability insurance?

You need a commercial general liability policy.


What is professional liability errors and omission insurance?

Professional Liability Insurance or an Errors and Omissions policy provides coverage for liabilities that may arise from the practice of your profession.


What is Professional Liability insurance and named insured?

Professional Liability Insurance, sometimes called E&O insurance covers judgments, settlements and the costs of legal defense that may arise from the conduct of your profession or the professional services you provide to your clients. The named insured is the professional who purchased the insurance policy.


What does it mean to have Professional Liability Insurance?

It means that the professional has obtained security in the form of an insurance policy for the protection of the professional and the client from errors or omission in the services or advice provided.


What is the difference between Errors and Omissions Insurance and Professional Liability?

They are one and the same thing. The term "Malpractice Insurance" to describe a professional liability insurance policy is most often used in the medical professions and sometimes legal professions.