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In USA, Insurance is mostly regulated by states. Each state has insurance commissioner that regulates Life, health, property/casualty insurers, etc. Many Federal Laws (such as Serbanes-Oxley (SoX), Gramm-Leach-Bliley Act (GLBA), etc.), and federal agencies (such as IRS, SEC, etc.) also have a hand in regulating insurance companies. To help make insurance more uniform across the USA, National Association of Insurance Commissioners (NAIC) proposes regulation, which then each state's legislators have to approve. More information can be found on NAIC web site:http:/www.naic.org/topics/topic_federal_insurance_regulator.htm

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Q: Who regulates health insurance companies?
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