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Who pays the medical bills if you are involved in an auto accident where the at fault party has insurance and i was a passenger in car that was hit?
Sparkycosper
Most states require auto owners to maintain "no-fault" coverage; it is sometimes referred to as "Personal Injury Protection". It is a first-party coverage, which means that one maintains it for their own benefit.
No-fault coverage pays a percentage of the medical expenses and lost wages sustained by an injured part in an auto collision, and benefits are payable irrespective of fault. That is, your own coverage pays benefits even if you caused the collision.
Depending upon the state in which the policy is issues, a deductible of some amount may be allowed. A deductible is the amount which the insured is responsible for paying before insurance benefits are triggered.
A similar coverage, which pays over and above no-fault is called "medical payments" coverage. An additional premium is charged for this because it is an optional coverage. It also is a first-party coverage which pays irrespective of fault.
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∙ 13y ago
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Who pays the medical bills in an accident on a motorcycle for the passenger?
== == If no other vehicles were involved in this accident, the insurance company of the motorcycle driver has to cover the medical bills of the passenger who was injured.
Can a passenger in my vehicle come after my insurance company after an accident that was not my fault and the car that hit us had insurance?
If you have medical, yes because your medical under your car insurance covers your passengers, regardless of fault.
If you are a passenger in another persons automobile and you sustain injuries in an accident whose insurance pays for medical bills?
The insurers of the driver who was deemed to be at fault for the accident.
Will my PIP car insurance cover my medical expenses if I don't have health insurance in California?
Car insurance wont cover health insurance. Car insurance will cover any medical bills related to an automobile accident you are involved in though. If you were in an automobile accident, contact your auto insurance company right away.
Does a passenger in a car accident have to file a claim with their own insurance?
Not usually, unless it is for the treatment of some serious and lengthy medical injury for which the auto insurance is insufficient.
As a passenger in a two car accident can you file a claim with your own insurance company?
I am assuming you mean for an injury and there is coverage on both vehicles involved? If you have medical pay perhaps, state laws very. Check with your company. If you mean for the damage to the vehicles I see no way for there to be coverage as a passenger.
Where can I inquire anything about car insurance in Illinois?
Pip is a package that you can purchase with your existing car insurance that will cover the cost in case you get into a accident. It covers medical, hospital and funeral costs for you and/or the other person involved in the accident.
Can your car insurance cover your medical if you were involved in a motorcycle accident?
If your motorcycle was a scheduled vehicle on your Insurance Policy then you should be covered. If you were on someone Else's Motorcycle then their insurance policy should cover your medical. If neither coverage is available then you could look to your major medical policy or HMO for medical coverage.
What can I do if I have been involved in a semi truck accident?
If you have been involved in an accident with a Semi Truck, the first thing you should do is get medical help, even if you feel fine, you could have injuries. Afterwards, call the police. Exchange information with the other drivers involved in the accident. Get their license numbers and insurance information.
What will happen if you are a passenger in a car that has a severe accident and you are severly injured The car is uninsured and the driver who doesn't own the car is uninsured?
If there was another vehicle involved and the accident was that driver's fault you can file a claim through their insurance. Otherwise, the only other place to go is through your insurance. You can use your medical coverage (if you have it) and you should have "uninsured motorist bodily injury" coverage that you can use.
Does the insurance company pay medical bills if involved in an accident?
Depending on the type of accident and sometimes who is responsible but generally yes. Please, next time, read the fine print of your contract.
Whose auto insurance will cover your passenger if they have no auto insurance?
Answer 1: If you are driving with a passenger that does not have auto insurance or medical insurance, they can be covered under either your policy or the third party's policy depending upon the situation. If you are found at fault for the accident, Medical Payments or Personal Injury Protection will pay the a portion of the medical expenses that you and your passengers incur up to the stated limits. If you carry Uninsured Motorist and are hit by someone with no insurance, this coverage will pay for injuries to you and your passengers as well. If you are not at-fault for the accident causing injuries and the other party has insurance, the third party liability insurance coverage will pay for injuries to you and your passengers based on the per person and per accident limits stated on the policy.Answer 2: If the passengers are travelling in your auto and, if you are at fault in an accident, your insurance will cover them. If the other driver is found at fault, his/her liability insurance will cover your passengers.
