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As in every case, the estate has to pay off the credit card debts as well as any other obligations. If the estate cannot do so, they distribute as best they can. If the court approves the distribution, the debts are ended.

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Q: Who is responsible for credit card debt for decedent in the state of New Jersey?
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Is new york state subject to probate procedure for credit card debt?

Yes. A decedent's estate is responsible for the debts of the decedent.


Who is responsible for a deceased person credit card debt in California?

California is a community property state, therefore if there is a surviving spouse he or she is responsible for all outstanding debt including credit card accounts even if the decedent was a sole account holder. If there is not a surviving spouse the credit card debt will become a part of the probate procedure and will be handled according to the state laws of distribution of an estate.


Are you responsible for your deceased sisters credit card bills?

No. There is an order by which creditor's must be paid upon a decendent's death. This depends on state law. But, the executor is never held liable for the debts of the decedent. There would be an exception to this if you are listed as a co-borrower on your sister's credit cards.


If a additional cardholder is on a credit card is heshe responsible for deceased persons debt?

It depends. If the additional cardholder is designated ONLY as an authorized user, that is - that person's credit history was not used together with the decedent's credit history for the original credit line - then no, because the credit line is linked only to one social security number. If the additional cardholder applied as a co-applicant (not added as an authorized user) with the decedent for the original credit line - then more than likely, yes. Individual state laws take precedence. Ask for an original copy of the contract from the creditor to be sure.


In NY state are you responsible for credit debt when your father or mother pass away even if you are an authorized user?

No. Authorized users are NOT responsible for credit card debt, regardless of the state of residency.


Who is responsible for paying the unpaid balance on your grandmother's credit cards after her death?

The decedent's will (if any) assets and debts are filed in probate court pursuant to state laws. Nonexempt assets are used to pay outstanding debts. Surviving family members are not responsible for the decedents debts unless they were a joint account holder. An exception would be if there is a surviving spouse and the couple resided in a community property state.


When can you legally move out of your parent's house in the state of New Jersey?

When you are an adult and responsible for yourself. In New Jersey you must be 18.


Does the estate need to be opened in the state where the person died?

Not where the person physically died, but in the state in which the decedent was domiciled at his/her death. Example: Decedent was domiciled in New Jersey but died at his summer residence in Florida. The original probate should be in New Jersey. If that residence has to be sold by a duly appointed executor in Florida, ancillary probate is issued. This entails getting a certified or authenticated copy of the will that was probated in New Jersey and offering it for probate in Florida with a request that the New Jersey executor be appointed executor in Florida in order to selll the Florida property.


Your mom passed away and as I am representative of her small estateam i legally bound to pay off credit cards?

Yes. The decedent's estate must pay the debts of the decedent before any assets are distributed to the heirs. You need to check your state laws.


Can a mortgage foreclosed if owner dies and the deed is not in the co signer name?

The lender can and will foreclose if the mortgage is not paid. The co-signer will be held responsible for paying the mortgage or their credit will be ruined if there is a foreclosure.The co-signer's name not being on the deed is another legal matter. They are paying for property they do not own. The decedent's estate must be probated in order for title to the real estate to pass according to their will or according the the state laws of intestacy if there is no will. You can check the laws in your state at the related link.The lender can and will foreclose if the mortgage is not paid. The co-signer will be held responsible for paying the mortgage or their credit will be ruined if there is a foreclosure.The co-signer's name not being on the deed is another legal matter. They are paying for property they do not own. The decedent's estate must be probated in order for title to the real estate to pass according to their will or according the the state laws of intestacy if there is no will. You can check the laws in your state at the related link.The lender can and will foreclose if the mortgage is not paid. The co-signer will be held responsible for paying the mortgage or their credit will be ruined if there is a foreclosure.The co-signer's name not being on the deed is another legal matter. They are paying for property they do not own. The decedent's estate must be probated in order for title to the real estate to pass according to their will or according the the state laws of intestacy if there is no will. You can check the laws in your state at the related link.The lender can and will foreclose if the mortgage is not paid. The co-signer will be held responsible for paying the mortgage or their credit will be ruined if there is a foreclosure.The co-signer's name not being on the deed is another legal matter. They are paying for property they do not own. The decedent's estate must be probated in order for title to the real estate to pass according to their will or according the the state laws of intestacy if there is no will. You can check the laws in your state at the related link.


If surviving spouse is insolvent is she responsible for credit card debt in Arizona a communty property state if her name was not on credit card and she never used credit card?

The estate is primarily responsible. However, a spouse is normally considered to benefit from such debt and can be held responsible.


Who is responsible if credit cards are in a wife's name only?

If you are in a "community property" state, you both are.