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If pond is for decorative purposes, it may up to the neighborhood association to take care of the problem. If this is a detention pond or some sort of drainage basin then the city should have a drainage easement on it, in which case it would be the city's problem. Most neighborhood ponds are in designated common area which means it still has a property owner. You should be able to find property owner information at the county offices.

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Q: Who is responsible for an eroding bank which extends into a common area pond and numerous house back up to pond but no common area around the pond?
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