Where can you open a bank account that does not use chexsystems?

You already have an account with us bank even though you are in chexsystems you want to use a new bank none will take you Does'nt your active account prove anything?

NO, IF A BANK USES CHEXSYSTEMS THEY WILL NOT CONSIDER THAT YOU HAVE AN ACCOUNT AT A BANK ALREADY AS A WAY TO DETERMINE IF THEY WILL OPEN AN ACCOUNT FOR YOU.

Does Bank of America use Chexsystems?

yes Bank of America does use chexsystems as well as Early Warning Systems. However at this time they are approving many people on chexsystems. Almost anyone that applies online for an account. If you are reported to EWS, do not apply for an account, they may open it but they will close it at a later time related questions for help with EWS http://wiki.answers.com/Q/What_is_Early_Warning_Services

Can you open a bank account with a negative mark from check systems?

There are some banks will not open an account to anyone reproted to chexsystems but yes there are some banks that offer second chance checking and others that make exceptions. There are also some banks that do no use chexsystems at all

What bank can you get an account with that doesn't use chexsystems if you had a bad account?

IT really depends on where you live but there are always options

Can you open another bank account if one has been frozen?

It depends on the other bank. If your account was frozen and you were reported to chexsystems, telecheck, or ews there is a good chance that if the new bank that you are applying at may deny you if tehy use these same outside sources to verify. You would be best to find a non-chexsystems, telecheck, or ews bank if you were reported to one of them

Does blackhawk bank use chexsystems?

Yes, Blackhawk Bank does use a Chexsystems product.

Can you open a savings account if you are on chexsystem?

Answer Most banks that use chexsystems will not allow you to open an a savings or a checking account if you have been reported. There are more credit unions that allow those reported to chexsystems to open a savings if you are eligible for membership even if your chexsystems report is stopping you from having a checking with them.There are some Nationwide banks like ING Direct that will allow anyone to open a savings account. They do not use chexsystems at all. Of course ING requires a person to link to an existing checking account. Chances are a person on ChexSystems doesn't have any kind of bank account nor can they get one. So pursuing opening an account with ING is not possible.Paying the debt owed to the reporting bank will NOT remove you from chexsystems. Many times paying off a debt that is owed to the reporting bank(s) can cause you to be reported even longer. The bank or credit union is allowed to report you 5 years from the last date that the account was paid on/or paid off.AnswerEventually it will just be easier to pay off the bank that put you on chexsystems in the first place. Often people get into trouble with overdraft fees, particularly before the 2010 laws, but they still owe the money, and there is really no way out without settling up with that bank.

Can you open a savings account if you are on ChexSystems?

Opening A Savings AccountGenerally if a bank uses chexsystems, they will use it to open a savings as well. Sometimes a credit union will open a savings account if you are on chexsystems as long as you are eligible for a membership even if they will not open a checking. Some banks and credit unions do not verify savings accounts through chexsystems so it really depends on the bank or credit union .Right now ING direct is an excellent place if you are looking for a savings ONLY. They will not run chexsystems.related question for more helpAre_there_any_banks_that_do_not_use_Telecheck_or_Chexsystems

Can you get a bank account at a credit union with bad credit?

Most credit unions will allow anyone that is eligible for membership to open an account. It depends on what they use to verify a checking account when opened as to if they will allow you to open a checking. Some use a credit report and some use chexsystems, ews or telecheck

You have open an account with a bank its been a week now they want you to close your account because they found a problem with Chex Systems what can you do?

Some banks have online applications that will approve immediately. Then the bank will wait until the signature card is sent in to actually look at the Chexsystems report. At that point, they will send back the initial deposit and close the account. Then there are other banks that do "sweeps" on accounts. This is where a bank, generally the loss prevention department will do a random check on accounts with chexsystems. If they find that the customer has a chexsystems record, they then will determine that they person may be a risk and they will freeze account, and later close it. For these reasons I always suggest that if you have been reported to chexsystems that you try to find a bank that does not use ChexSystems if at all if possible. Now an exception to this rule is if a bank opens an account and is aware of the chexsystems report. Most times you will be fine with these circumstances. Unfortunately, there have been situations that were reported to me where for example a manager of a branch decides to open an account and over ride the chexsystems report for the customer. Then later the loss prevention department determines that the manager was not correct to open it and once loss prevention decides it is a potential risk, they will freeze the account and then close it. These situations can create a very bad situation for some customers especially is they have all of their money in this one account when it is frozen and closed. If a bank does decide to freeze an account, they will not allow a customer access to their money for a period of time that is normally 30 days or more. I can not begin to tell you the horror stories that I have heard over the years when this happens. Because of this, I suggest that you always have a back up account if you are going to bank with a bank that uses chexsystems.

What are the banks in Texas that doesn't have chexsystems?

There are some yes that do not use chexsystems. Many banks in Texas use Telecheck instead. 1st COnvenience bank is a bank that does not use chexsystems.

Where can you open a bank account that does not use chexsystems?

Add your answer:

You already have an account with us bank even though you are in chexsystems you want to use a new bank none will take you Does'nt your active account prove anything?

Can you open a business bank account for your newly formed LLC if you are in chex system for a personal account?