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When are you in credit card debt?
A person is in credit card debt when they have charges on their credit card and can not pay them. A person can make charges on a credit card and make payments at a later date. When a person charges on their credit card, the charge is now a debt that must be paid.
What is a secured credit card?
a credit card that is secured by a deposit of your own money
Can a credit card company bill a consumer for unauthorized charges if the credit card was improperly issued by the credit card company and the card was not activated and was stolen from the home?
Notify them that the credit card was stolen to the credit card company and dispute all the charges on the credit card. You would also have to file a police report if the credit card was stolen. The credit card company must investigate the charges.
What is the advantage of having a cashback credit card?
When one has a credit card which offers cash back one can get cash or a credit to the balance of credit card charges. A certain amount of charges must be applied to the credit card before receiving a reward.
What does charges are declined mean?
It means that your credit card did not authorize the charges.
What to do when false charges on credit card bill?
Contact the card issuing bank and raise a complaint about fraudulent usage of card details. They will conduct an investigation and revert the charges if they find that your card has been misused.
What type of account is purchase returns?
credit card
What is an annual credit card fee?
Its a fee the credit card company charges you yearly for using their money
How can you prosecute for unauthorized credit card charges?
You can call your local law enforcement and report the unauthorized charges. You can also call your credit card and they will help you prosecute.
How does a debit card and credit card differ in their functions?
You can use both debit card and a credit card to purchase goods and services. However, with a credit card your purchases are on credit, which means, the credit company who issued the card pays for the goods and services on your behalf. You then pay the credit company. On the other hand, the debit card is directly linked to your bank and every time you use the debit card to pay for your purchases, the amount is deducted to your money in the bank. Although there could be some deals that you can arrange with the bank regarding how the purchases are deducted and about your limits.
How can interest charges be avoided on a credit card?
ppi
What are your charges for stealing a credit card?
If some one stole your credit card the credit card owner can report the matter immediately and have to block his (her) account first.
