Collision generally covers you in collisions with other cars or property; comprehensive generally covers you in accidents that don't involve other cars, such as animal hits, weather-related losses, and theft or vandalism.
So you are covered under collision coverage !
They will wait for you to contact them! If you have comprehensive and collision coverage, you can file the claim with your agent and let them handle it for you. If not, file a claim with the at-fault driver's company.
I can answer that ! Comprehensive!
Only collision coverage will cover a collision between your car and a stationary object.A collision between your car and a stationary object is always considered an at-fault accident. Striking an animal is always considered a comprehensive claim, and thus not at-fault.
Wrong. Collision with an animal is considered a comprehensive loss. Collision with an animal is considered an exception to the definition of collision.AnswerCollision
Comprehensive. You did not dive the car into anything
Comprehensive and your rates will increase. After all, you are a danger to invisible poles everywhere.
That would be comprehensive coverage. Anonymous is wrong! It would be collision. It doesn't matter if the vehicle was occupied or parked. If something on the ground collides with your auto it is a collision claim. If your car is hit, then, yes, collision insurance covers it, but the *other driver's* collision. In the event that the other driver does not have or does not have enough collision insurance, you will need uninsured/underinsured motorist covered to pay for your loss, which, by the way, also pays for your loss if your car was hit in the parking lot and the other driver took off (i.e., hit-and-run). Comprehensive coverage will take care of this in NY. Vandalism I am a experienced agent for a large company, if the driver does not turn himself in to you it would be covered under the comprehensive portion of your contract. (and would be considered vandalism).if the driver stays and his company pays the expense it would be covered under collison on his policy.
Comprehensive is a type of coverage you can add to an automobile policy. Comprehensive coverage is a physical damage coverage that includes damage to your vehicle that is not included in collision coverage. Collision coverage is damage done when you hit something or turn the vehicle over. Comprehensive includes fire, theft, vandalism, and animal collision. You can have comprehensive without collision but not collision without comprehensive.
Usually Comprehensive. This is the same coverage that will cover a car fire, theft or storm damage to a car.
both, there will be two different claims, a comprehensive claim on the theft, (damage that was done by the theif) and a collision claim on the wreck you had when you got it back, and yes both deductibles would apply.....
drive away
A bank will want full coverage. It is a state law to carry comprehensive insurance ( collision ) on any vehicle with a lien.