You should stop driving immediately. It is illegal to drive any vehicle without meeting your state's Financial Responsibilty Requirements.
Stop driving! If you still didn't have insurance when you got into your second accident, they'll probably suspend your license and if you're then caught driving they'll throw you in jail. If you can't afford insurance you can't afford to own a car!! Based on your driving record thusfar you need full coverage!!
If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.
It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage
If the only insurance you have is on the totaled car, you will not be required to carry a policy on it anymore. However, it is never good to have lapses in the dates you are insured. I suggest having them to lower your insurance to the most basic your state allows and carry that until you get another car.
most time if the car was in an accident and is totaled you will have to by it back from your insurance company
The very first thing you do is report it to the police. Whether the car is "totaled" or not (a decision typically made by insurance adjusters), a police report is required for any automobile accident.
No. A "totalled" car is one whose value is less than the total cost of the repair.
Either the cars owner or the insurance company who paid for the totaled vehicle
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If a car is totaled in an accident and only liability insurance is present, there is a chance that the other party's insurance will pay for the vehicle if the accident was their fault. If a car is totaled, but no others were involved, then the responsibility falls on the registered owner. This will not release the registered owner from paying for the vehicle, either, if money is still owed on the car.
If the accident was your fault you're out of luck. If you were hit by someone, their insurance will total your car and pay you for its actual cash value.
Your insurance may go up it may not, also sue for allot of money!!!
Gap insurance only pays if the vehicle is totaled in an accident or stolen and not recovered. It does not cover the deficiency balance after a repossession sale.