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If you have a vehicle/policy of your own or that you are rated on, then it more than likely will step in, (subject of course to any exclusions), the owner and driver both are responsible.

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Q: What will happen when you have an accident while driving your roomate's car in California if you didn't know it was not insured?
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Related questions

Am I insured if I have an accident while driving some else's car?

If you have insurance yourself you are insured to drive someones car. If you have an accident your insurance will cover it.


Can your car insurance not pay if you have an accident in the insured vehicle but no valid license?

Sure. If you have no valid license, you have no business driving a car at all. If you weren't driving illegally, you wouldn't have had the accident.


Am I considered an uninsured motorist If I am driving my son's car which is fully insured and driving with permission but I do not have insurance and at fault in an accident?

No. The car is insured and your son's policy will provide coverage up to its policy limits.


In California what happens if an uninsured unlicensed driver is driving your insured car and has an accident and the other driver is licensed and insured is at fault?

the insurance of the owners car would have to be liable. basically, your not gonna get sh*t cus driving with no license or insurance automatically makes you at fault--regardless of who really in all actuality was. DONT DRIVE WITH NO INSURANCE.


Will a vehicle be covered in the event of an accident if the person driving is not the insured driver?

It could be, I would file a claim to make sure.


If an insured driver was driving your uninsured car would their insurance cover an accident?

Only if the driver was responsible and only for his liability


In California if you do not have auto insurance and you are involved in an accident that is not your fault does the insured at fault have to pay your medical and or pain and suffering?

California law restricts owners and operators of motor vehicles injured in a motor vehicle accident from recovering compensation for pain, suffering, inconvenience, physical impairment, disfigurement, and other non-pecuniary damages if the injured person was not insured at the time of the accident


Can you get a not-insured ticket if a police officer was not at the scene of an accident but you were not at fault?

Yes, you can get a not-insured ticket, if your jurisdiction has such a law. the fact you didn't cause any accident doesn't mean you weren't driving without all legal requirements, so you broke the law anyway.


Who is responsible for an accident when car is not insured?

Whether the car is insured is not important, the point is who was at fault in causing the accident, it could be the person whose car is insured that is at fault.


What if my 16 yr old gets into an accident and she's not insured?

Assume you mean if driving your car uninsured and has an accident. In California. She'd be arrested and charged with a crime. You would be sued for all damages and maybe charged with a crime yourself. And If anyone is hurt or killed in that accident- Other criminal charges could be brought. So ask yourself is it worth it


Is an uninsured unlicensed driver that is driving an insured car covered if he gets in an accident?

The majority of the time no because it is an insured's policyholder's duty not to let unlicensed people driver their car because they cannot legally drive.


Is it legal to drive without insurance in florida if the car your driving is insured?

If the car you are driving is insured then you are not driving without insurance.