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It depends on the laws of the jurisdiction in which the homeowner's association is organized.

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The time delay depends on why the association wants to file and lien, and against what property title.

When the association wants to cloud the title to a property owned by someone who is in arrears for paying assessments, the time is defined in your governing documents.

Filing a lien, however, is one of the last actions that the association may take. The final action being foreclosure on the home, to sell it in order to collect past due amounts.

Finally, you are best advised to work with your association's association-savvy attorney, to insure that the correct lien for the correct amount is filed properly in order to protect the association.

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12y ago
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14y ago

If you agree to work and do not pay a contractor can file a lien at any time.

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Q: How long does the homeowner have before a contractor can file a lien against your home?
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