Can wages be garnished for student loan if child support is being garnished as well in Texas?

Answer 1

Yes, wages can be garnished for defaulted Federal student loans in all states.

There are only 2 ways to get out of default on your Federally Guaranteed student loans.

1. Contact your collection company or student loan servicer and request to enter the rehabilitation program. Most people qualify, but I have seen some refused when the default is over 10 years old. In the rehabilitation program, you will need to make 9-12 on-time payments in addition to your garnishment. After the 9-12 on-time payments, they should stop the garnishment, but you will stay in a default status until your Rehabed loans are sold to a new lender. In the past, that was an easy process, but in these turbulent financial times, other lenders are not buying rehabed loans. So, with this option your loans will stay in a Default status for the forseeable future.
2. The second way you can get out of default and have your garnishment lifted is to consolidate your loans. These days very few Federal lenders will consolidate defaulted loans and your lender will probably not release the loan for consolidation while in a garnishment stage. The good news is, there are a few companies out there that will help you get a garnishment lifted and find a Federal lender to consolidate the loans.

If you need additional help, click on my user profile below, "studentloaner".

Answer 2

Yes, but you can contest it to the Dept. of Ed. Ohmbudsman office if it is a financial hardship.

If you need help getting out of default, or getting a garnishment lifted, then contact Default Management Services, Inc. for help. You can Google the name for a phone #. Ask for Doug, he is knowledgeable.

Answer 3

I have just went through this exact problem. Back in 1998, i purchased a car from Ford Motor in Louisiana. I had problems with the car and it was considered a voluntary reposession...this is not on my credit. Apparently, Ford sued me for the difference owed and the amount they sold the car for and said that they served me with papers. They lied because I live overseas for about 4 years then moved to Texas...I never once received anything about this...About 1 week ago I get a letter from my employer in Texas stating that my wages are being garnished 25% from Ford Motor Credit....My payroll dept forwarded me the info, and they had began to garnish 200.00 per week from my paycheck. I called to the attorneys that Ford hired to try and get this issue resolved and the garnishment lifted and they completely acted a fool with me. But after doing some research TEXAS PROHIBITS WAGE GARNISHMENT TO CREDITORS!!! These attorneys had manipulated the system saying that I worked in Louisiana in order to get the judgment signed and garnishment approved. Now, they can't get anything right now. So they will settle when I can afford to settle with them.

Answer 4

Yes, Sallie Mae can garnish wages in every state.

If you need help getting out of default, or getting a garnishment lifted, then contact Default Management Services, Inc. for help. You can Google the name for a phone #. Ask for Doug, he is knowledgeable.

Answer 5

Student loan garnishment is a federal guideline set by the Dept. of Ed., therefor borrowers in all states can be garnished.

There are only 2 ways to get out of default on your Federally Guaranteed student loans.

1. Contact your collection company or student loan servicer and request to enter the rehabilitation program. Most people qualify, but I have seen some refused when the default is over 10 years old. In the rehabilitation program, you will need to make 9-12 on-time payments in addition to your garnishment. After the 9-12 on-time payments, they should stop the garnishment, but you will stay in a default status until your Rehabed loans are sold to a new lender. In the past, that was an easy process, but in these turbulent financial times, other lenders are not buying rehabed loans. So, with this option your loans will stay in a Default status for the forseeable future.
2. The second way you can get out of default and have your garnishment lifted is to consolidate your loans. These days very few Federal lenders will consolidate defaulted loans and your lender will probably not release the loan for consolidation while in a garnishment stage. The good news is, there are a few companies out there that will help you get a garnishment lifted and find a Federal lender to consolidate the loans. One good example is Default Management Services, Inc. They are the cheapest I have seen and give a 100% money back guarantee on their services. You can Google the company name to get the phone #. Ask for Doug.

Answer 6

More than one wage garnishment at one time has definitely happened to many people before, but it shouldn't. This usually happens when separate student loan collection companies garnish wages from separate defaulted student loans from one borrower. These two companies usually do not know that that the other is garnishing.

Your pay can only be garnished a total of 15% at one time. If two companies are garnishing for a total of over 15%, then you can get this fixed. You can appeal one of the garnishments through the Ombudsman's office at the Dept. of Education. Give them a call.

If you need help getting out of default and getting a wage garnishment lifted, click on my username, StudentLoaner, below.

Answer 7

DOES TEXAS ALLOW GARNISHMENT FOR ALIMONY IF ALIMONY AWARD IS FROM ANOTHERSTATE

Answer 8

Sure. Texas has pretty much the same laws as other states when it comes to debts.

Answer 9

I'm not aware of any State that doesn't provide for garnishment of wages for child support.