The judgment remains as a court record. The credit reporting agencies should report that it has been discharged in bankruptcy. If the bankruptcy remains on your credit report for more than 10 years, you can tell them to remove it.
no, the stay is created when you file BK and ends when the BK is discharged.
Yes, but the judgment may not be discharged in BK without compensation.
The trustee will file a motion to dismiss to get your BK case thrown out.
No, if the debtor is judgment proof (i.e. there are no assets/income for the creditor to take) then there would be no need to file a BK.
You can always file BK, but if everyting has been done in the foreclosure process- then filing BK wont allow the property to ber "returned" to you. If you are worried about a deficiencu judgment after a foreclosure, then yes, a BK would eliminate that liability.
Hope you had a lawyer defending you against the judgment suit. You can use one now. Many, if not most judgments will not be discharged in BK.
As a creditor you cannot stop bankruptcy proceedings on anything. You can, however, file an objection in BK Court to why the debt to you shouldn't be discharged.
Yes, but if the judment has been secured (meaning the creditor has put a lien on the property) then the lien survives the BK, unless there is a motion to avoid a lien.
By filing a BK petition in your local BK court.
You can file BK 7 after 8 years from the previous BK7 7 (measured from time of filing, NOT discharge). You can file BK 13 6 years after filing BK 7. You can file a BK 13 2 years after filing a BK 13.
Yes, if it is not a perfected lien against real property and the debt was discharged in the bankruptcy.
You can file chapter 7 bk. Unless you have another revenue source, you would not qualify for a chapter 13 bk because you need to have "regular income" for a 13 bk.