There is no minimum. They can buy whatever insurance limits they want, or they can buy none at all.
The state of Florida requires a bare minimum coverage which is $10,000 personal injury protection (PIP). Also the State of Florida requires that Florida Car Owners have coverage for $10,000 property damage liability (PDL).
In Florida, auto insurance policies differ greatly from other states. The required insurance includes Property Damage Liability, Personal Protection Insurance and Personal Injury Protection. Things such as Collision and Comprehensive coverage are not mandatory in Florida.
All rental car co. are required by law to carry at least the minimum liability coverage. Purchasing insurance from a rental place is NOT a term and/or requirement, however, liability coverage is very low, speaking of $ amount. You can use your car insurance also. Each rental car co will sell you "an additional" insurance coverage. Unfortunately, I am not aware what the charge per day is.
The required coverage in Florida is Liability (10/20/10) and PIP for any car
Business auto insurance is not always best handled by the same brokers and underwriters that handle personal auto insurance, and it is not advised to insure a business vehicle as if it were for personal use. To get the best business auto insurance quote, start by dealing with the broker who handles your general business insurance needs. In addition, ask the dealer from whom you plan to buy the car if he has any suggestions or if the dealership offers any type of assistance with business auto insurance plans through an affiliated broker.
You can go to dmv.com to search for car insurance in the Florida region for free.
No, unless it is due to someone els's liability. As in, someone hit you and your windshield cracked, then it is covered. If you had Comprehensive coverage you would be all set. It depends on whose insurance is paying and what caused the windshield to break. If it's your insurance and a rock chips the windshield and you don't have comp/collision... no.
The state of Florida requires all drivers to maintain personal injury protection (PIP) and property damage liability (PDL) insurance coverage. Florida PIP coverage, also called Florida No Fault Insurance, pays for damage to your vehicle in the case of an accident, regardless of who is at fault.Understanding Personal Injury Protection in FloridaThe minimum amount of PIP insurance required for drivers in Florida is $10,000. The amount of coverage provided in the case of an accident is determined by the limits of your policy. PIP can also cover additional passengers in your vehicle, including your child, members of your household and other passengers who do not have PIP insurance. If a person riding in your car carries their own PIP insurance policy, their policy is responsible for paying for their injuries. Florida PIP insurance also covers your child if an injury occurs while riding on a school bus. You are also protected if injured while riding as a passenger in another person's vehicle. Florida drivers must maintain continual PIP insurance coverage while owning a motor vehicle in the state.Failing to Maintain Insurance Coverage in FloridaIf you fail to maintain the minimum amount of PIP insurance coverage required in the state of Florida, state law authorizes the Department of Highway Safety and Motor Vehicles to suspend your driver's license. State law also authorizes the department to suspend your vehicle registration for up to three years or until you obtain the required insurance coverage and provide proof. If your driver's license or vehicle registration is suspended, you must pay a fee of $150 to $500. To avoid a driver's suspension in the state of Florida, you must voluntarily surrender your vehicle's license plate and registration before canceling your insurance policy.Other Types of Insurance CoverageState law also require Florida motorists to maintain a minimum of $10,000 in property damage liability coverage. This type of coverage pays for the damage you cause to another person's property, in the case of an accident. Another type of insurance coverage includes bodily injury liability insurance (BIL), which pays for serious injury or death of another person when you are found at fault. If the injured party sues you in a court of law, BIL can also provide you with legal representation.
$125,000.00Effective 10/01/06, all taxicabs are required to maintain the following insurance to register a vehicle in Florida:Bodily Injury Liability per person:$125,000Bodily Injury Liability per occurrence: $250,000Property Damage Liability: $ 50,000or Combined Single Limit Coverage: $300,000
20000
Too many variables, call and ask your agent! the minimum is as follows: The Florida Financial Responsibility Law requires that any person at fault in a crash resulting in bodily injury and property damage to others must have in effect at the time of the crash full liability insurance coverage. This coverage includes minimum limits of bodily injury liability of $10,000 per person, $20,000 per crash, $10,000 property damage liability per crash, and personal injury protection limits of $10,000 per person per crash. The Florida Financial Responsibility Law DOES apply to motorcycles.
No. Some insurance companies offer domestic partner coverage in Florida and you are free to purchase such a policy. If your employer wants to buy coverage for you and your domestic partner, then it can. The state of Florida will not stop you. It may impose income tax on the value of the domestic partner coverage as "imputed income."