Children need to be added to your insurance when they are 15 years old even if they do not have a license or have a learner's permit. Most companies will not charge for the child until they receive their regular drivers license. They need to remain on your policy as long as they live in your household. There is not real maximum age limit. If they are off in college they are still a member of your household. If they are over 150 miles away or more and don't have a vehicle the company will discount the amount charged for them because they will only drive when home.
You are able to chose your own deductible, but you have the car financed or leased, they may dictate the maximum limit.
Your insurance agent should be handling this.
If you are sued in relation to an auto accident, the insurance company will pay for your defense as well as the damages up to the limit of your coverage. The defense costs are in addition to your damage limit.
2 years
As many as you want, there is no limit.
no only the drivers of the vehicle
NO,, GAP Insurance is supposed to pay the difference between what your Auto Policy paid and any remaining portion of your loss after the Auto Insurance Policy has paid it's maximum. If No Auto Insurance Policy is in Place providing comprehensive and collision coverage then your GAP Policy is Null and Void. GAP coverage only pays in conjunction with your Auto Insurance Policy. No Auto Insurance! No Gap Payment
Call and ask your claims agent
Answer 1: yes, my sister is borrowing my car and she her own insurance on it.Answer 2: You can always get insurance as an additional driver on another person's car insurance policy. Isn't that how children in the house are added to their parent's car insurance policy?
it depends but i think..... YES!!!
No, not if they don't drive.
I would suggest you contact your insurance commissioners office to find out if there is time limit on making a determination in your state.