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What is the maximum Social Security disability benefit?

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Typically, a disabled worker may expect to receive $1,067 in disability payments every month. However, if the claimant has a spouse and a child, the average monthly social security benefits may increase up to $1,813. Monthly SSI benefits are lower and single beneficiaries may receive $674 monthly but for couples, the payment may increase to $1,011.

In 2010, the maximum individual benefit is $2,346, which assumes 35 working years paying the maximum FICA contribution. A disabled person with a family can receive a maximum family benefit for a qualifying spouse and children of $4,222.80.

These numbers are unrealistic for most people, however. In 2010, the average disability benefit is $1,065.90. The average payment for qualifying minor dependents is $317.10 each, terminating the month before the child turns 18 (or 19 if still in high school). Under certain circumstances, the spouse of a disabled individual may also collect a small monthly stipend, averaging about $286.70 per month. The family maximum is 150-180% of the disabled worker's benefit.
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