There is not enough information to answer this question. You also would need to provide initial financed amount and the number of $540.16 payments you need to make.
10455.00
Yes, car loan payment calculators should calculate interest of the car loan. They will most likely ask you to enter the interest rate, so they can include interests in their calculations.
Your car payment is based upon what you owe on the car, the interest rate that you qualified for, and the time period. A local credit union should be able to offer you a competitive rate.
Need down, interest rate and term to calculate
That depends on the purchase price, interest rate, and length of the loan.
That depends on the amount of the loan, the interest rate, and the time period which you have to pay it off.
Interest and down payment.
The auto loan calculator through Bank Rate is a good tool online for determining what a car loan payment might be. You simply enter the loan amount, time period and interest rate and it tells you what you payments will be.
In most car loans, a fixed rate and monthly payment will apply. You may have a credit card with a lower rate but if you make only the minimum monthly payment, you will most likely be in debt longer so the lower rate won't help you. It also depends on if your credit card interest is calculated on a daily average balance or compounded. Make extra payments to your car loan to pay less interest. [A average creditcard balance of $11,000.00 at 19.99% with a $100.00 monthly payment can keep you in debt for 29 years].
Sometimes you can still finance a car from a dealer with poor credit but with a higher interest rate. There are also independent car lots that will finance a car for you. The only drawbacks from an independent car lot is they usually charge more interest and down payment.
The APR or annual percentage rate is important, because it the percentage of interest that will be paid yearly. The interest adds more money on top of the car payment.
It depends on several things such as: purchase price, length of loan and interest rate. A new car will have a bigger sticker price but a better rate and longer term loan.