What is the health insurance program administered by the government for most elderly people?
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Why should people buy health insurance?
Answer . Insurance is a little like gambling. You're taking action based on the odds something might or might not happen. You might pay insurance premiums for years and never need it. Then again, you may fall off a roof and need $57,000 worth of specialized medical care. If you have that kind of money laying around, you might not need insurance too badly. If you're like the rest of us, you'll take a $500 deductable payment over the total cost of a hospital bill any day.\n. \nInsurance usually allows you to maintain checks on your general health as well. Depending on coverage, annual physicals and other diagnostic tests may be free or cost very little. Prescription medications - perhaps the most grossly overpriced product in America today - often cost much less as well.
What health problems cause shortness of breath in elderly people?
Answer . Causes of shortness of breath in the elderly:. Heart disorders . Lung disorders (such as emphazema) cancer. The elderly are more prone to bronchitis and pneumonia. . Lack of exercise. . These are a few reasons. If you feel the person's skin is cold, clammy, a gray or yellow tinge to their skin, eyes are not fixed (meaning they can't follow your finger) then call the ambulance immediately.
What is created when a number of people are grouped for health insurance purposes?
A risk pool is created when people are grouped together forinsurance purposes. The cost of health care coverage is determinedby health status, age, sex and occupation.
Is there any health insurance company that accepts elderly immigrants?
Absolutely. Traditional carriers will accept elderly immigrants generally after some wait period. For immediate coverage though you can look at carriers that offer coverage to international travelers out of their home country.
How many people have health insurance?
How many people have health insurance?. 85% of people in the US have health insurance.. 97% of Massachusetts residents have health insurance.. How about we help the 15% of people get insurance with tax breaks to pay for their insurance, instead of messing up 85% of the peoples current insurance coverage.
How many people die from no health care insurance in America?
A Harvard Study estimates 45,000 people a year. Although people die because they have no health insurance, a hospital cannot turn away anyone with a life threatening condition so in theory nobody should die because they do not have health insurance. However, many people choose not to see a physician because they do not have a way to pay once the treatment has been provided. However, often by the time they get to a hospital, their life threatening condition is too far advanced to be saved. Also, life saving treatment of some prescription drugs or certain medical procedures (such as dialysis or transplant operations) may not be affordable and are thus the patient is denied a life saving drug or operation.
How many people do not have health insurance?
Most people throughout the world do not have health insurance, by a very large but unknown factor
Most health insurance covers children until?
Most health insurance companies will cover children until they are21 years old, or until they move out of their parents home at 25,if they are still in school. This varies from company to company.
How many people dont have health insurance as of 2008?
The Center for Disease Control (CDC) estimates that one in five adults in the U.S. do not have any health insurance at all. This equates to approximately 40 million people with no insurance. In 2005, however, 81% of women ages 18-64 did have at least some health insurance.. In addition to those without any insurance, it is also estimated that 20 million people with insurance do not have adequate coverage and still cannot afford to receive care or cover the cost of their prescription drugs. . Source: Women in Business (http:/www.womeninbusiness.about.com) How many people have no health insurance . Top Article . All 4 Articles . 4 of 4 Write now Article Tools by Dr. Stephen D. . Just for fun some day, say maybe on a slow Monday, take a poll of your friends or co-workers, and ask how many people they think do not have health insurance in America. The answer will, no doubt surprise and sadden you. The common response is somewhere around 40-60% of the population. This is sad because it shows just how well the rhetoric machine can influence the uninformed. It is surprising because the actual number is lower than 10%. . Even those on the extreme left do not claim a figure anywhere near the 40-60%. The most common scary number the left likes to throw around is that 45 million Americans are without health insurance - a number that is disingenuous, to say the least. But even that number works out to only about 15% of the population. . [Edit: The 45 Million number comes from the 2008 Census Report] . Of those 45 million that are said to be without health insurance, there are about 10-15 million people who make over $75,000.00 a year. These are folks who could easily purchase their own health insurance but simply choose not to. That brings the number down to 30-35 million, or around 10%. . [Edit: This argument neglects those people who want health insurance, but are denied coverage due to pre-existing conditions]. . Of the remaining 30-35 million there are young people who feel age is on their side and are not terribly concerned about health insurance. There are children who are actually covered under Medicaid and there are those individuals who for one reason or another do not work, either through choice or through circumstances. So you can see that the number is easily less than 10% anyway. . [Edit: Even if those people are uninsured by choice, they are still uninsured and need to be counted as uninsured. Who pays if they go to the hospital and can't afford the bill?] . The rhetoric machine has been so successful that it has convinced people of a crisis where there is none. Sure it is tragic that any would be without health insurance and it would seem to make sense to come up with a way to cover that small minority. But why are we looking to place 90% of the population under socialized, government health care when they are already covered? . [Edit: We aren't looking to do anything of the sort. You are confusing health insurance with health care. Nobody has to give up their current insurance under any plan that is being considered as of September, 2009. 45 million Americans already have government backed health insurance in the form of Medicare.] . Do you truly believe that a government run health care system would be better? Do you truly believe it would be free? If you do, I would suggest you take a look at a government run health care system that already exists it is called the Veterans Hospital system. Enough said. [Edit: Again, you confuse health insurance and health care. Medicare is the correct comparison, not the VA. Medicare has lower cost and just as high satisfaction ratings as private insurance. Do you truly believe a for profit corporation, whose profit depends on how little they can pay for out for health care, will serve you better than your government?]
Can you be denied insurance from your employer if they have a health benefits program?
Yes, because the health benefit package will have an underwriter. If their program cannot get an insurance underwriter to accept a person's health status, they wouldn't be eligible for benefits. The employees focus would just need to be changed to focus on sounding insurable (as in, not in the active process of dying) through health screenings and physicals with your doctor and provide that information.. Good luck!
Why do people buy health insurance?
so that if them, or a loved one dies, or is injured, they are not burdened with the medical expenses. to minimise the risk when risk actualy occure.
What are the two main causesf people not having health insurance?
I presume that you are talking of health insurance in the USA - in many countries including most of Europe, health insurance is not necessary because the state provides reasonable health care, though some rich people do have private insurance to be able to have private treatment. Probably the greatest reason for not having health insurance is lack of funds, some people can't afford it.
How many people without insurance do not pay for their health care?
i heard that some hospitals have special payment plans for people who are uninsured and/or can't afford medical treatment. they will charge a low fee like $20 every month or at every pay period for that person, however, the person requesting treatment must fall in to certain specifications to qualify for those services
How many people have private health insurance?
It is estimated that 1.8 billion people have private healthinsurance in the United States. Other people have health insurancethrough work, or they don't have insurance at all.
How often do people change health insurance?
My guess is about once every four to five years. Turnover rates are about 20%-30% each year.
Is swine flu vaccine free for people with health insurance?
That depends on your insurance. There are many different companies that have multiple levels of insurance. It is covered by many companies but may not be free as there may be a small deductible.
Are there exercise programs aimed at preventing elderly people falling?
The exercises in the related links are very simple, and can help seniors prevent dangerous falls. Please follow the link for the list.
What do people do for health care when they do not have health insurance?
The Emergency Medical Treatment and Active Labor Act requireshospitals to provide emergency care to anyone in need of it, butthat is all that this act requires any hospital to give to anyonewho is uninsured. The problem with this is, any routine checks andother doctor's visits must be paid for out of pocket, or you musthave insurance to use them. Here is a list of other possible ways to get healthcare withoutinsurance: . Be honest about your ability to pay. Talk to your providerabout your financial situation and see what they can do for you.More often than not, they can find a solution to meet your needs. . Check into charitable health clinics and Hill-Burton freehospital care. Doctors, dentists, nurses etc. provide volunteermedical services around the country. Hill-Burton has medical staffthat provide a certain amount of free or low-cost health servicesin exchange for federal funding. . Visit retail clinics, urgent cares, and community centers.These centers can perform small tests and do a quick check-up, andyou'll probably be in and out faster than anywhere else. Try an appcalled itriage to help you locate the nearest one to you. . Take advantage of free and low-cost screenings. There aredifferent hospitals and organizations that offer a certain amountof free and/or low-cost screenings each year. This isn't a comprehensive list, but there are some great optionsout there that most people aren't even aware of.
How many people don't have health insurance?
i am not sure of the exact amount of people, but i am pretty sure that is is WAAAY to many people. Some people cant afford health insurance. and too many people are losing their jobs and there fore they cannot afford to pay for health insurance. especially when they need it the most! )':
What is the government fine if i don't buy health insurance?
It is going to be $700 per family member and if your refund is not enough they will garnish your wages!
Why hasn't Government provided health insurance materialized in the US?
It's here. Government Provided Health Insurance is still not here. At the moment there is no government option. "Health Insurance" has been available in the US for almost 100 years.
What is the name of the governmental health insurance program for people 65 years old?
great question!! the name of the governmental health insurance program for 65 year olds is Medicare. :)
Do most people have health insurance?
In developed countries, yes, most people have health insurance. In the United States, less than 15% of people were uninsured before the passage of the Health Care Reform Act, which expanded coverage even beyond that.
What is the most popular form of health insurance?
The most popular form of health insurance is major medical expense protection, which insures a person for a maximum amount of loss. The insured pays a deductible, usually $100 to $500.
Do people who retire get health insurance?
Yes, US retirees get health insurance. It's called Medicare. Thereare supplements you can purchase as well. I believe they help covermedication or special treatments.
How many people in the United States have no health insurance?
U.S. Census Bureau reported in 1997 that 43.4 million people in the United States.had no health insurance coverage.As of 2000,the Centers for Disease Control and Prevention estimated that 40.5 million people under age 65 were without health insurance
Which government entity administers the Medicaid program?
Medicaid is administered by the States. It is supervised by the Centers for Medicaid and Medicare Services, part of the U.S. Department of Health and Human Services.
What are the benefits of private health insurance for people who live in countries with public health insurance?
Public health insurance is very nice for those who cannot afford their own insurance. The benefits of private health insurance absolutely depend on what country you are in. However, in general benefits may include: not waiting so long for elective surgery, doctors you choose and trust, more available doctors, privacy, being seen more quickly, and generally better care is expected.
Is student health insurance offered by most colleges?
Most colleges nowadays offer students health insurance which can be incorporated into their college tuition, however, a lot of these insurance requires students to either be employed by the college or be a full-time student.
Why does the government provide health insurance for the older and poorer Americans?
Medicare is for people over 65 who qualify for social security an Medicaid is for people with low income the reason that the government does this is because those low income people/family's can't pay for insurance and people over 65 need the insurance and the help on keeping them healthy. this is out ofmy personal finance book so im not sure if thats what you were looking for but here you go!
Is The cost of health insurance set by law in most states?
Most states require insurers to have their rates approved before they can sell health insurance to residents. This was true, even before health reform. After health reform, states were given more resources to oversee rate reviews. Some states had laws that required insurer to spend a certain percentage of their premiums on medical care and related activities (such as disease management). This is called the "medical loss ratio" or "MLR". Health reform also sets a minimum MLR and requires insurers to pay back refunds if they do not spend enough on medical care and quality improvement.
How long to live in Ohio to apply for government health insurance?
There is not a length of time that you have live in the state before you can apply for Medicaid. You simply need to live in the state, and not be a resident of another state. This assumes that you are a U.S. citizen. There are special rules for legal immigrants and qualified aliens.
Does Metlife have affordable health insurance policies for younger people?
Yes Metlife does have affordable health insurance policies for younger people. The policies do cost a bit more for the younger people but are still avaialble.
Which health insurance agencies target the elderly?
Private health insurance companies generally avoid the elderly. If an elderly person currently does not have medical insurance, their best bet is to find a job that will grant group insurance regardless of their age, or to apply for Medicare.
What health insurance is best for the elderly?
There are certain Long-TermCare Insurance that will reimburse or help supplement the cost ofcare for a senior in a private home. The service for senior caremust still be paid directly to the agency, Long Term Care Insurancewill be directly reimbursed to the client.
Which health programs does Medicare Australia administer?
Medicare Australia is a program of the Australian Government. Medicare Australia is part of the Department of Human Services. Some of the programs that Medicare Australia administers are Medicare and pharmacy insurance. They also oversee organ donation, family assistance, elderly care, and many other services and programs.
Where can one get health insurance ratings and reviews from real people?
Health insurance ratings and reviews from consumers can be found online from many sources. Consumer Reports is one of the more reliable sources, giving expert reviews and rating on health insurance.
What is the most used private health insurance company in the UK?
The most used private health insurance company in the UK is BUPA. This is normally obtained either through a company, or you can also obtain it personally as well.
Who qualifies for government health insurance?
It is important to note that Government Health Insurance comes in several plans. Medicaid is governed heavily by each state but is usually for low - income families, or individuals with disabilities. Medicare is generally for individuals 65 years old and over. Individual states may also sponsor State Insurance plans for your area to help supplement the Federal plans.
What is the Chip Health Insurance program?
The CHIP in CHIP Health Insurance is an acronym representative of Children's Health Insurance Program. It is a government sponsored program that covers children whose families do not meet the requirements for Medicaid but cannot afford to purchase standard health insurance.
What is a popular health insurance program in the US?
The term health insurance is commonly used in the United States to describe any program that help pay for medical expenses, whether through privately purchased insurance, social insurance or a social welfare program funded by the government.
Where can one find reviews on the most cheap health insurance?
There are several sites one could find reviews for health insurance, including low cost insurance. eHealthInsurance is an excellent site to check first.
Where can one learn more about the childrens health insurance program?
To learn more about the childrens health insurance program contact local health authorities or insurance companies to ask what their policy is on such matters.
What is outlined in Texas' children's health insurance program?
Texas children health insurance progarm is called chip, a low cost plan that offers health care to children of age 19 and younger at a low afforable cost.
What is the percentage of people having health insurance in India?
As per latest census, only 20% of the total populace are havinghealth insurance in India. There is no state sponsored healthinsurance coverage for Indians as prevalent in the US. But thefigure is rapidly changing with more and more people becominghealth conscious and premia paying affordability has increased withincrease in household income. Further skyrocketting medical costand expenses play an important role, forcing people to opt formedical insurance policy.
What is the health insurance policy administered by the government for most elderly people?
Medicare is the Government program that provides health insurance for people are over the age of retirement or who receive disability benefits from Social Security. A majority of these people also purchase what is called a Medicare Supplement Policy that pays the difference in what Medicare pays and what is actually billed to the person.
Why do most people receive health insurance through their employers?
It is generally cheaper for people to negotiate healthinsurance prices through their employer as the combined company hasbetter negotiating power than a single person. . Employers keep more productive employees if they encouragehealth among their employees. As such some of the insurance may besubsidized by the workplace. Employers also have an incentive tomake sure that employees spend some of their earnings on healthmaintenance. . It is far less effort for an employee to get health insurancefrom their employers than on their own.
Is there a tax credit for people who have a health insurance in 2014?
If you have children under the age of 17 you will get the child taxcredit, but as of this time they have not said there would be acredit for health.
What is the purpose of government health care programs?
The purpose of government health care program is to servelow-income families and individuals who cannot afford insurance.
Why Some People Don't Buy Health Insurance?
When it comes to individual and family health insurance in the UAE,users buy medical coverage for an average of two family members andspend AED 8,485 for the whole policy. This translates to AED 4,714per individual per year spent on medical insurance! This is a highamount for most residents of the UAE, especially given the factthat most insurance companies require up-front payment for theentire year. With the Dubai Health Insurance Law in the final phaseof its rollout, many people will have to buy a policy by June 2016.With rising healthcare costs and demand, premiums are expected tocontinue increasing over the next decade. At the end of 2014, only30% of residents in Dubai had medical cover; because of the newlaw, the health insurance landscape will change radically over thecoming year. Nevertheless, as per a global consumer insurancesurvey done in 2012 by Ernst and Young, only 30% of the youngerpopulation (30-40 year olds) and merely 45% of the older populationin the UAE believe in protecting their health. So why are peoplenot getting insured? Premiums are too high Rising premiums are primarily linked to healthcare costs. Thus ashealthcare costs increase so do premiums. Expanding coverage to newpopulations, broader benefit requirements, and the cost of healthcare services also factor into rising health insurance premiums.The premiums are somewhat offset by the various choices offered bya growing number of insurance companies and the essential benefitspackage offered by the DHA and HAAD. For example, employers canpurchase a basic policy for AED 650 for employees making less thanAED 4,000. Some health insurance companies provide enhanced planswith adequate benefits for as low as AED 1,500 per policyholder. If you are insured, you are charged more A common refrainis that uninsured patients are charged less for hospitalization ascompared to the insured. Hospitals do have uniform rates for boththe uninsured and the insured, but studies show that hospitals havea tendency to charge the "insured" more because the money is comingout of the insurance company's pocket. So, yes, there could beunnecessary procedures carried out to inflate the bill. This can beavoided by pre authorizing claims wherever possible and carefullyconsidering procedures or treatments that are not really required.Patients or their families need to be proactive with the insurancecompany and keep the insurer informed at all times. I'm young and healthy - I don'tneed health insurance When one is young and healthy, goodwellbeing is something we take for granted; but anything can happenat the most inopportune times in the form of accidents or diseases,which can obviously burn a huge hole in your pocket. Even if onehas put aside an amount for meeting routine medical expenses,during a serious medical condition, such as an accident or a majorsurgery, your contingency funds may fall significantly short. Why health insurance is so important? According to asurvey by The National, after rent and tuition, medical expensesare the next most common worry for residents in the UAE. Globally,as the population ages and lifestyle diseases such as diabetes andcardiovascular disease become more common, coping with risingmedical costs is a common concern across the world. According to astudy conducted in 2013, more than 66% of men and 60% of women inthe UAE are obese or overweight; this translates to more instancesof diabetes, cancer, and cardiovascular disease. Over 40% ofEmirati adults have high blood pressure. A study published by theDubai Health Authority (DHA) reveals that almost 41% of Emiratisbetween the ages of 35 and 70 suffer from hypertension. Even moresobering news is the average age of first-time heart attackpatients. Whereas the global average is 65 years, the average agefor patients in Rashid Hospital, Dubai was 45 years (as reported byThe National in January 2013). According to a World HealthOrganization report in 2012, non-infectious or non-transmissiblediseases are responsible for up to 50% of deaths in the Gulf andaround fifty percent of these patients die before the age of 60.That is why the UAE government is focusing on universal healthinsurance for residents of the country. Surprisingly, what drivesmost policyholders to purchase health insurance, according to aMcKinsey survey, is peace of mind. And that is the most importantpoint to consider, setting money aside, an unexpected condition canaffect you, or a loved one's health, at any time. That is whenhaving medical insurance will be priceless. So don't wait until itis too late, comparing and buying health insurance is a small priceto pay for having peace of mind.