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Wholesale banking is the business transactions that go on between banks. Retail banking has to do with direct customers of the bank.

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Q: What is the difference between wholesale banking and retail banking?
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Differences between retail banking and wholesale banking?

The difference between retail and wholesale banking is much like the difference between retail and wholesale food procurement. The methods are very similar however, it is necessary to be well educated in the industry to insure getting the best product at the best price. Retail is for consumers, wholesale is for the industry.


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Retail banking directly deals with the individual end users , whereas corporate banking mainly deals with companies.


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What is the difference between retail travel and a wholesale travel?

Basically, retail travel is traveling by singles while wholesale travel is traveling by bulk or by many.


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What is the difference between wholesale and retail mortgage?

A wholesale mortgage is done through a broker who then originates it with the bank that funds the loan. A retail mortgage is originated directly with the bank that will fund the transaction.


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What the difference between wholesale florist and a retail florist?

My understanding is that the main difference is that wholesale florists sell large quantities of flowers to large customers, which can include retail florists, or for large events, such as weddings. Retail florists tend to sell smaller quantities of flowers, usually to individual customers. A great example of a wholesale florist that I work with is www.danisaflowers.com/.