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Long Term Disability policies cover you if you are put in a nursing home or need to have a nurse come to your home regardless of how you were put there. Accidental Death and Dismemberment policies are usually attached to auto policies and they pay you and your family money if you are killed or lose limbs in an automobile accident.

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Q: What is the difference between long term disability insurance and accidental death and dismemberment insurance?
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Related questions

What companies provide insurance for accidental death and dismemberment?

There are many companies that provide insurance for accidental death and dismemberment. This includes companies such as American General Life Insurance Company.


What do aflac agents do?

They sell supplemental insurance to core company medical and dental plans. Can be specific plans for cancer or Accidental Dismemberment and Disability, Short or Longterm Disability as examples.


Where can one get dismemberment insurance for accidental death?

Accidental Death and Dismemberment insurance is often referred to as AD&D. Such insurance policies can be purchased online. State Farm Insurance offers this type of policy.


What is the difference between accidental death and dismemberment insurance and life insurance?

If I understand it correctly, Accidental Death and Dismembermant Insurance will pay ONLY if you lose a limb or are killed in an accident. Life Insurance pays when you die, regardless of how you die.


Can you borrow from a accidental death and dismemberment insurance?

No, you cannot borrow from an accidental death and dismemberment (AD&D) life insurance policy. There is no cash value and the policy only pays a benefit upon death if certain requirements are met regarding the accident or dismemberment.


What type of insurance will pay for a persons loss of sight?

accidental death and dismemberment


Does Standard Life Insurance offer other types of insurance?

"The answer is yes, if you are referring to the company, ""The Standard"" Insurance. The Standard not only offers group life insurance; they offer Accidental Death and Dismemberment (AD&D), Disability, Dental, Vision, and annuities."


Can you insure yourself against injury?

Yes, you can buy disability/dismemberment insurance.


What does GTL mean on a check stub?

Group Term Life (insurance) It's your accidental death and dismemberment insurance.


What different types of group insurance are available from State Farm?

State Farm seems to offers Group coverage for medical, dental, life, long term care, long-term disability, accidental death & dismemberment, and vision insurance.


Which type of insurance coverage will not pay benefits for the death of the insured due to an illness?

accidental death and dismemberment


In what circumstances would accidental death and dismemberment insurance pay if death followed cancer?

Do u have to be chosen to be in the army.