Your home is exempt from a credit card judgment, $1000 worth of your personal property which means items you own solely, your car is exempt up to a $1000 if you have a a car loan the car has to be worth mre than a $1000 after you deduct what you you owe on it. Go to the Florida state site and look under homestead exemptions there is an from you fill out and send the collection agency and you also what to send it to the collection attorney and the courts so that you home will be fully protected once they receive the home exemption for your home they have 2 days to contest it also they can granish your wages only if you are not head of house, if you are head of house hold you can request to the courts that you and that you do not want you wages granished. you can also get the home exemption form for you local legal aid or cantact an attorney. Good luck!
no in the state of Florida the homestead is exempt from all creditors
Yes, Texas allows garnishment of wages for credit card debit
No. It is exempt from judgements.
Mid Florida Credit Union
No, SS, military, railroad, government and most private pensions are exempt from creditor judgments/garnishments. There are exceptions in a few states as to private pensions, but the possibility of judgment action depends upon the debtor's overall financial situation.
There are many opportunities for low credit/bad credit/no credit credit cards. Especially in this economy people have fallen behind and still need to have their credit card in emergencies. Here is a good website. www.creditcards.com/no-credit-history.php
The simple answer is yes, they can. I believe that only Military and Government pensions are immune from judgments and/or garnishment
Credit card companies could not garnish a retirement account at one time in Florida.
How much can a credit card collector do with a lien on your property in Fl
Florida has no law concerning items purchased using store-issued credit cards. In the eyes of the law, a store credit card is no different than a regular credit card if the card provides a mechanism to pay over time (i.e., longer than one month) and there is a credit limit associated with the card. Florida does not have a specific law concerning goods purchased with a credit card; rather, Florida sets guidelines as to the pricing of the cards (e.g., maximum interest rate, fees charged).
What are the possible consequences of not being able to pay monetary judgments against you.
Florida allows wage garnishment. The basics are, income earned by the head of household (single w/dependants or married)is totally exempt. If there are two incomes and joint marital debt the person with the lowest income can be subject to wage garnishment.