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Dental insurance, like most insurance is a plan where you pay a monthly premium and when you need dental care the insurance makes payment so you don't have to pay such a large amount to the dentist.
This is a good thing to have but dental insurance does have flaws.
1. Limits on the annual benefit: Dental insurance puts a limit on the annual benefit (Usually around $1,000). After that you have to pay 100% out of your own pocket.
This is a problem because dental care can easily run over $1,000 so just as you really need insurance it stops working.
2. Only covers treatments considered "Medically Necessary":This means that anything cosmetic isn't covered.
3. Waiting period: There is a waiting period so you can't wait until you need a dentist to get coverage and see the dentist.
Wiki User
∙ 7y ago
Wiki User
∙ 8y agoDental insurance periodontal coverage covers gum disease. This will be listed in your insurance policy if covered by your policy. Gum disease may have a serious effect on your dental health if left untreated.
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Which companies offer dental insurance for seniors?
Some of the companies that offer dental insurance for seniors are Delta Dental Insurance company, Humana Dental Insurance company and Denali Dental Insurance company. There are different dental insurance plans for seniors.
Why does dental insurance not cover antibiotics?
I have medical and dental insurance, but I do not have rx insurance. If you don't have rx insurance you have to pay for all your medicines. I haven't seen where dental insurance pays for medicines. Usually only rx insurance will
Is there dental insurance that will cover partialfully orthodontic procedures?
Only few of the dental insurance covers orthodontic procedures as dental insurance are mainly aimed at providing dental facilities to the people. In order to get orthodontic benefits, it is better to avail orthodontic dental insurance plans.
How much does a dental insurance plan cost per family?
Dental insurance is a great investment and can save you thousands upon thousands of dollars in dental costs. See ww.ehealthinsurance.com/dental-insurance
Is it possible to purchase individual dental insurance or do I need to be part of a group?
You do not need to be part of a group to purchase individual dental insurance. You can purchase dental insurance at InsuranceQuotes.com/Dental and www.1Dental.com
When preventive dental work is done is it deducted from your insurance maximum?
Any payment for dental work depends on your insurance coverage because there are many different dental insurance policies. You should read through the information for your dental insurance policy. You could also contact the agent responsible for your dental insurance policy.
Which insurance do you use for the patch of a sinus cavity Health or dental?
Dental insurance plan
How use dental insurance dental office?
Coverage for dental implants varies from one insurance company to another. Most of the insurance policies provide some coverage for the restorative procedure. You can ask your insurance provider if dental implants are covered or not.
Can you be covered by delta dental and aetna dental at the same time?
Yes, you can be covered by multiple dental policies. There will be one insurance carrier as your primary insurance and the second insurance carrier will be your secondary insurance.
What are some of the services provided by Aetna dental insurance?
"Aetna dental insurance provides a variety of health and dental insurance to fit you needs such as affordable discount dental plans that offer preventive care, basic dental care, as well as major dental services."
In what does the company Delta Dental specialize in?
Delta Dental is an dental insurance plan company. Delta Dental specializes in offering dental insurance plans to companies as part of an employee compensation package as well as insurance plans to individual consumers.
Where are some of the places that one might compare dental insurance?
Dental insurance can be compared online directly through dental healthcare providers or through third party sites such as Dental Insurance Review 2013.
