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What if your employer recently changed insurance companies midyear without telling you your deductible for the year was fully paid Do you have to pay a new deductible now?
Wiki User
∙ 13y ago
Most insurance companies allow credit for the deductible met for services that actually incurred during the same calendar year. Call your new insurance company and find out if they allow the credit and what proof they require.
Wiki User
∙ 13y ago
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Can an employer make you take insurance if you do not have other insurance?
It is your choice if you want any at all you don't have to carry insurance but you should. Until recently, not having health insurance could result in fines from the Federal government.
Which companies have auto insurance specialists?
There are many reputable companies out there that offers auto insurance. Most of them has auto insurance specialist. You can look into AAA.com or Geico.com or progressive.com
Does insurance cover a colposcopy?
I recently had to have a colposcopy done. My insurance will not cover the procedure under regular doctor visits because they consider it a surgical procedure and I will have to first pay $500 out of pocket. Most colposcopies do not cost $500, so I ended up having to pay for the whole thing. I have Humana insurance. I know most insurance companies do cover them, however you will want to check with the insurance company on what your deductible will be since most of them consider it a surgical procedure.
I was recently hired as a big rig driver. Do I need to carry insurance or just my employer?
Your company will pay for the insurance if you are driving and working for a specific company. If you are an independent contractor driving for someone, you will have to maintain your own insurance for your job.
Should your employer pay for rental car insurance?
The whole question is this: I rent cars on a weekly basis for almost 6 months / year, mostly in the US on behalf of my employer. In the past I have been purchasing insurance from the rental companies and my employer has been reimbursing these costs. I recently suggested that my employer purchase car insurance on my behalf to cover my rentals and my liability as it would be much less expensive than purchasing from the rental car companies. Here is the issue / question: My employer claims that my personal car insurance will be the primary insurance even if they were to purchase another policy to cover me. Because of this they would like me to simply rely on my personal insurance - make sure it covers rental cars - and leave it at that. My question is whether or not they are correct? It seems to me that they should be covering me if I am working for them. It also seems to me that if an accident happens while I am working it will raise THEIR insurance rates, not my personal insurance rates. They claim that this is not the case. My personal rates would be affected even if they were covering me. On a related note - some credit cards cover loss or damage of the rental car itself. I asked them to provide me with a card in their name - for this too they claim that it doesn't matter if it is insured on my personal card or their card. What do you think?
What insurance companies cover aba therapy for autism?
I recently read an article in the Bergen Record(NJ) That Blue Cross was taken to court by a family. Blue Cross lost and is now paying for ABA. Unfortunatly insurance companies do not recognize ABA as therapy, they consider it experimental. ABA is the only proven method of therapy for children on the spectrum. Insurance companies need to step it up and do the right thing.
You recently received proceeds from an business insurance damage claim Are these proceeds taxable?
To get to the route of what your asking: The amount of the LOSS that is deductible is the unrecovered loss. Hence if you have claimed the entire loss as a deduction the amount of insurance you get is income - because essentially, you overdeducted the loss. If you have made no loss deduction claim, then u=insurance is NOT taxable as it is onlyr returning you to the position you were in before the loss.
What are uninsured persons called?
People are uninsured for a variety of reasons. Some have conditions that insurance will not cover. Sometimes, insurance companies drop people because their condition will be too expensive. Recently insurance companies have been exposed as dropping people just to improve their earnings. Some companies no longer offer insurance to their employees. When people lose their jobs, they also lose their insurance. Many people can't afford insurance. I think uninsured people should be called unfortunate, especially in a country that spends tax dollars on research that the majority of the citizens can not take advantage of.
Will your insurance go up in NY if you i got a speeding ticket in Ohio?
probably nothing at all- most insurance companies only check the state you reside in- unless you moved from ny to Ohio recently, you most likely will be fine
Recently you took your employer to tribunal your home insurance refuse to pay your legal expences because lest two years you did not have home insurance what shall you do now?
Not sure I get this one. If you had no home insurance, then they aren't paying for anything. So you have to pay those expenses yourself, or find some charitable agency or family member or friend to do it for you.
What companies have recently closed?
Wallworths
If your car insurance is paying for damages from an accident where you pay a dedutiable does the car need to be in the shop before they will send the check?
That depends on the state you insure the vehicle in and the policy language. Generally, when you carry collision or comprehensive coverage (deductibles) you are owed for the amount of damage estimated by your insurer, minus your deductible. Recently there has been a move for insurance companies to contract body shops with good reputations, they will pay the shop directly, minus your deductible, but insure the repairs as long as you own the car. You usually have the right to the actual cash value of the damage and do not have to repair it. The insurer will not like this and if you are involved in another accident with that car, they will deduct the previous amount paid for repair to areas common to each incident.
