If he didnt get cited for the accident is will not show up on his driving record. However the rates for teen boys are extremely high, but can be discounted if he has at least a 3.5 gpa. Even so... he may not be able to pay the premiums by himself. It's cheaper if you keep him on your insurance... However, if he has another accident your rates may go up. My suggestion is help him get his own insurance, but remember... until he turns 18 you are still legally responsible for him.
Yes, Your joint policy will cover the accident. You should contact your agent to determine if any points or rate increase would apply.
Only if you had an accident that their insurance had to pay for.
If the ticket happened in Ontario, any turn ticket has 2 demerit points. Even a ticket issued under a city/town bylaw. You can see a complete list of Ontario demerit points at www.demerit-points.com Chris Conway www.ottlegal.com
It depends on where you live. In Ontario, if you blow more than a 0.08 you are considered to be under the influence, regardless of whether your driving is impaired or not. The first offense is a fine and demerit points (which then affect your insurance). Subsequent offenses result in jail time.
Yes.
Of course, age doesn't matter. If you have a valid license and have a current insurance policy you can claim the accident.
never, even in the case the accident falls under a certain limit you should report the accident to allow your insurance company to protect you and itself.
Parent's policy pays
Insurance under writing is the process in which under writer check the risk of the customer and charge him a premium .Insurance companies are those which gie you protection against risk and compansate your loss at the time of accident
parents if the insurance is under their names
You need to have uninsured motorist insurance as a rider on your insurance. If not you will have to sue the uninsured driver.
A minimum of $20,000 per person and at least $40,000 per accident in liability insurance in case they cause an accident that caused bodily harm is what is required under the Connecticut law.