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If he didnt get cited for the accident is will not show up on his driving record. However the rates for teen boys are extremely high, but can be discounted if he has at least a 3.5 gpa. Even so... he may not be able to pay the premiums by himself. It's cheaper if you keep him on your insurance... However, if he has another accident your rates may go up. My suggestion is help him get his own insurance, but remember... until he turns 18 you are still legally responsible for him.

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Q: What if your boy got into an accident under your insurance if he gets insurance under his name how much will insurance go up he did not get any demerit points?
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You and your mother are under the same insurance policy. however your mother hits your car by accident. would reporting the accident increase your mothers insurance would you be covered?

Yes, Your joint policy will cover the accident. You should contact your agent to determine if any points or rate increase would apply.


If you are under someones insurance and get a dwi does their insurance go up?

Only if you had an accident that their insurance had to pay for.


HOW MANY Point has disobey sign?

If the ticket happened in Ontario, any turn ticket has 2 demerit points. Even a ticket issued under a city/town bylaw. You can see a complete list of Ontario demerit points at www.demerit-points.com Chris Conway www.ottlegal.com


What are the DUI penalties and laws?

It depends on where you live. In Ontario, if you blow more than a 0.08 you are considered to be under the influence, regardless of whether your driving is impaired or not. The first offense is a fine and demerit points (which then affect your insurance). Subsequent offenses result in jail time.


Are drunk drivers covered under their auto insurance policy in an accident?

Yes.


If an insured driver under the age of 18 is involved in an accident can they claim insurance?

Of course, age doesn't matter. If you have a valid license and have a current insurance policy you can claim the accident.


When is it wise not to report to insurance company?

never, even in the case the accident falls under a certain limit you should report the accident to allow your insurance company to protect you and itself.


Your sister got into an accident with your car and you don't have insurance she is listed under the parents insurance who pays?

Parent's policy pays


Is insurance under writing different from insurance companies?

Insurance under writing is the process in which under writer check the risk of the customer and charge him a premium .Insurance companies are those which gie you protection against risk and compansate your loss at the time of accident


In an accident who is liable the 18 yr old driver or the parents who own the car and insurance policy?

parents if the insurance is under their names


How is one protected under car owners insurance when one drives and is in an accident with a party that does not have insurance?

You need to have uninsured motorist insurance as a rider on your insurance. If not you will have to sue the uninsured driver.


What is the minimum car insurance coverage required under Connecticut law?

A minimum of $20,000 per person and at least $40,000 per accident in liability insurance in case they cause an accident that caused bodily harm is what is required under the Connecticut law.