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You could be liable in court if they could prove negligence on your part. I don't understand your questions about homeowners insurance? Homeowners insurance would not come into play.

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Q: What if I run over a dog and they don't have homeowner insurance?
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Related questions

What are the dog breeds in Massachusett's homeowner insurance?

Chihuahua and pitbull


How do you notify a homeowners insurance carrier of a dangerous dog?

You don't. If you are concerned about a dog in your neighborhood, it is better to try to prevent any possible injuries by calling the local dog warden. If you call the "homeowner insurance carrier", it is obvious that your only concern is in intervening in that homeowner's private insurance contract and that can get you into trouble and will not improve the safety in your neighborhood.


Can you sue a homeowner for damages to you and your hand even if it was your fault?

No, you can't sue your own homeowner's insurance for any medical condition you experience whether it is your fault or not. Homeowner's insurance is not medical insurance for the homeowner. However, if it is someone else's home you may have your emergency medical covered as most homeowner's policies have emergency medical coverage for non-residents. It is also possible to sue the homeowner for damages, i.e. a dog bite.


Will homeowner's insurance cover bills for my dog attacking a neighbor's dog?

It's possible but you should contact your insurance agent and ask. Most homeowners insurance policies these days have default language that excludes liability for for animals.


A dog attacked the neighbor's dog through the fence causing multiple injuries and broken bones Should the attacking dog's homeowner's insurance cover the medical bill?

yes


Does homeowner insurance cover dog chewing glasses?

Homeowners Insurance does not cover incidental property damage or loss resulting from our choice of pet ownership.Answerit depends , if it is your dog no you don't have any coverage for that . However, it covers dog chewing contact lenses.


Where can you get liability insurance for a Labrador in Florida?

Should be covered under your homeowner's or renter's insurance unless the dog has ever attacked someone (most Labs are fine), so talk to your current insurance provider.


Will homeowners insurance cover personal property if your dog ate part of a very expensive leather couch?

Not if it is your couch and your dog. If your animal damages a neighbor's property, he may have a claim against your homeowner's liability insurance, or vice versa if it is your property and another person's dog.


How do you find out if a homeowner has liability insurance?

If it's a case like where the owners dog bit someone, they will be reluctant to reveal this information. When that happens, you best bet is to hire a private investigator who has access to the insurance industry insurance databases.


Will homeowner insurance cover masivepitbull bites?

Highly unlikely, Most home insurance policies these days specifically exclude coverage both property and liability for all fighting dog breeds.


If your dog is hit by a car does your home insurance cover the damage do to the car?

No, it does not. That is why there are different policies called "home insurance" and "vehicle insurance".(The answer above is not entirely true. The homeowner insurance "liability portion" may pay for the vehicle damage as long as there is not an animal liability exclusion)


What insurance will cover dog bites?

I am a licensed insurance agent; licensed in 45 states for 16 years. I sell animal liability insurance and have extensive insurance experience. First, a dog bite will never be covered if you buy insurance AFTER the bite has occurred. Second, you should always have a renter's insurance policy or homeowner's insurance policy, regardless of whether or not you own a dog. If your dog has no prior bite history, you will probably have coverage for a dog bite in the future. But you should always read your policy to be certain that coverage for animals or coverage for certain breeds of dog are not excluded. Third, if your dog cannot be covered by your renter's insurance or homeowner's insurance; you can always buy animal liability insurance to cover such unfortunate events.