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The 2 types of insurance serve different purposes, although in one respect, there is some overlap.
At its most basic, health insurance is intended to pay to or on behalf of the insured sums of money for medical bills incurred because of sickness or injury.
Auto insurance includes several different coverages. The one most closely like health insurance is frequently referred to as "no fault coverage". It pays a percentage of the insured's medical expenses and lost wages if he/she was injured as a result of an auto collision. Benefits are paid irrespective of who caused the collision.
Health insurance is not currently required by law. In contrast, anyone who wishes to register a vehicle is required to comply with the state's "financial responsibility law" which requires the registrant to have and to maintain certain types and amounts of auto insurance.
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Can you submit a?
If you have auto & health insurance...
Will your health insurance pay first if you are in a car accident?
No. You auto insurance has to pay first before the health insurance will begin to pay. Usually they want a letter from your auto insurance carrier to prove that all medical payments coverage on your auto insurance has been exhausted.
In New Jersey is auto insurance primary over health insurance?
Yes it is.
Is Medical pay on an Auto Policy primary over Health Insurance or secondary?
No. You will have to use your health insurance first.
Can you bundle your health insurance with other insurances such as auto and home?
It is possible to bundle your health insurance with others such as your auto, home, and life insurance. It is not only convenient but you can also save money by bundling all of your insurance together.
What is non-life insurance?
Its all insurance that is not life insurance such as health insurance, auto insurance, home insurance, and so on.
Does health insurance cover bodily injury in an accident?
Different states and policies can have different benefits and coverages. Health insurance will cover medical costs related to an auto accident but in most states they are secondary to automobile insurance. This means that the auto insurance will be responsible for payment first and health insurance will pay after that. If the health insurance company goes ahead and pays the claim or at least the first few bills then you receive payment of file for payments on the auto insurance you will be responsible for reimbursement to the health insurer.
What insurance policies are involved when there is a car accident?
Auto insurance, and if you are hurt by the accident, then health insurance too, but you will need health insurance for the second to file a claim for injuries, and health insurance is optional. Auto insurance is required by law. If it is someone else's fault however, then they must pay for all the damage to you, your car, and themselves.
Does Pekin Insurance offer auto insurance?
Yes! Pekin Insurance offers auto insurance, as well as life insurance, home insurance, and health insurance plans. They even offer insurance for motor homes and motorcycles!
Is auto insurance primary over heath insurance in a auto accident?
Yes... depending on your state though. Your auto insurance medical payments, or if you have personal injury proctection/no fault that would be primary in the event of you or anyone in your car hurt in an auto accident. Your our health insurance would be excess. In some states you can opt to have health insurance primary and auto excess. You can always check with your auto insurance provider, they can answer the question better b/c they can see your policy.
Who reimburse your health insurance provider that paid for medical bills if you received a settlement from your auto insurance you or auto insurance?
The insurance company would pay them directly to make sure they are paid.
Shouldn't the government subsidize mandated auto insurance?
The reason for this is because there is much competition in the auto insurance world. They offer low car insurance and it is not against the law to not have health insurance.
