What homeowners insurance companies do not discriminate by dog breed?

already exists.

Would you like to merge this question into it?

already exists as an alternate of this question.

Would you like to make it the primary and merge this question into it?

exists and is an alternate of .

Homeowners insurance and Dogs
No insurance company discriminates against a dog or breed, However, Insurance companies are increasingly unwilling to be liable for injury due to dog attacks and more specifically certain breeds that have been associated with historical high liability claims rates.

Many insurers are no longer being specific about the type of dog covered because policy language and structure these days increasingly excludes coverage for all damage or injuries caused by pets by default. When they are excluded it no longer matters as to your dog breed because no coverage is afforded for damages that result from our choice of pet.

More Input from Faq Farmers
  • State Farm does not have any breed specific rules. I too had to shop around because I have a pitbull.
  • I have been a happy State Farm client for 6 years. I was in a car accident and the person who hit me had them for insurance. I was so impressed with the way they handled my claim, I changed my insurance company to include health and home owners. I was even happier the day that I "slipped" and mentioned my "Bubba" was a pit, my agent went on to talk about she too had a mix!

Allstate Insurance, I have had very good service from this company. I own Cane Corso Mastiff, Dogo Canario, and Doberman. Additionally, I foster all breed types. When I added this home to the policy, they just came out, looked at the exterior of the home and that was it. No problems.

I would be careful to make sure you are being up front with your insurer regarding your dog's breed. This issue is relatively new to the marketplace and is ever changing. Many insurers will charge you more premium for a specific breed and others will exclude certain breeds if you have a claim. As long you are upfront with the breed and understand the ramifications of having that breed (higher premium, reduced coverage, etc) then you should be all set
226 people found this useful

Does farmers insurance have dog breed discrimination for their homeowners coverage?

No Insurance company discriminates against dogs or a breed of dog. Your insurance company does not decide what breed of dog or other pet you own. However most insurance compan

Will a landlord's homeowners insurance increase if you buy a dog that is not considered a high risk breed?

Answer . \nThe landlord can ask for a damage deposit when you get your pet. This is fair and covers any possible damage the dog may do. If your dog doesn't do any damage

When a homeowners insurance company pays a claim do the homeowners have to use it?

Not necessarily, but should you suffer a loss involving that area again and it is unrepaired you will not be paid again for that damage, or the amount paid this time will be d

Is there a penalty for misrepresenting dog breed to insurance company?

There is a penalty for misrepresenting information requested on an application for insurance. When you sign the application you are certifying that the information you provide

What companies sell homeowners insurance in FL?

None of the major insurance companies sell homeowners insurance in Florida. The state has made a mess in the insurance market and now the state run company citizens is reaping

What companies offer homeowner insurance?

Nowadays there are a bunch of companies which offer homeowner's insurance. If you look for Renters insurance, Geico Home owners insurance, Progressive home owners insurance. S

What dog breeds aren't included under most homeowner liability insurance policies?

Most insurance companies will not offer you a policy if you own a Pit Bull, Rottweiler, Doberman Pincer, German Shepherd, or other similar breeds or a mixture involving any of

Does American Family Insurance Dog Breed Discriminate for Homeowners Insurance?

What do you mean by this question? If you are asking if they will not cover certain breed the answer is yes. Every insurance company I am aware of asks on their application if

Can insurance company cancel homeowners because of types of dogs you own?

Absolutely. Every homeowners insurance company I know of asks if you have pets and if so what breed. Most specifically ask about Pit Bulls, Rotweillers, Doberman Pinchers, Ger

What can you do about dog breed discrimination among home owners insurance companies?

Get rid of your pit bull. (Or Rotties) There is nothing you can do . . . the insurance companies are inbusiness to make money, not to give their money away. It is knownthat o