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Employers are required to carry Wormen's Compensation Insurance on their employees. If your employer did not insure you, or does not have the insurance, they are in violation of your state's labor laws. You will have to bring suit against them to recover your expenses.

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Q: What happens if an employer does not have workers compensation and doesn't want to pay your medical bills?
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What happens if there is an accident in the workplace and the employer has taken out workers compensation?

Employers are generally required to carry Workers Compensation Insurance. If an employee is injured in the course of employment, Workers compensation pays medical costs and the like and the worker is prevented from suing the employer because of the injury.


Why is workers' compensation benefits necessary?

so that the employee doesn't have to sue the employer for medical benefits


What is the workers' compensation commission all about?

Workers compensation is similar to insurance. If someone is injured while on the job the employer has to pay for wages lost while injured as well as medical expenses.


What is workmans compensation?

Workers' compensation is a type of insurance that provides financial benefits to employees who suffer work-related injuries or illnesses. It covers medical expenses, rehabilitation costs, and a portion of lost wages for the injured worker. The purpose of workers' compensation is to ensure that employees are protected and provided for in the event of a workplace accident or injury.


What happens when a company does not have workers compensation?

I am not sure what happens when a company does not have workers compensation. I would think that all working companies should have some kind of workers compensation.


Will workers' compensation cover employees that are getting paid in cash and has no social security number?

Yes, believe it or not, it will. The law on workers compensation places the responsibility on the employer, not the employee. The fact that the employer is behaving illegally does not absolve him from his legal responsibilities. If an employee is hurt on the job, he is entitled to workers comp. Now the insurance may not pay, but the employer must. If the employer does not pay a frequent course of action is for the state to pay and fine the employer for far more than the cost of the medical treatment.


Can an employer ask you to drop your workers compensation claim after they terminate you?

They can ask, but don't drop it.


How much does workmans compensation cost the employer per employee per week?

The cost will vary according to the workers compensation code for each job description and salary for the job. Your workers compensation insurance carrier should give the employer a matrix describing how each job description is charged. This information can also be obtained from each states workers compensation offices for their district.


How does one qualify for workers compensation benefits?

Workers' compensation varies from state to state. Most require a injured or sick worker to notify their employer of an injury within 30 to 45 days of an accident or injury. After the notification, the employer should submit a report to the state worker's compensation board.


Can my employer deduct from my wages for workers comp?

Depending on the laws of the state, an employer can deduct for Workman's Compensation. Deductions for federal programs such as Workman's Compensation and Social Security are standard deductions.


Who is responsible for funding workers compensation?

the employer usually pays an insurance policy that covers the employee if they need workers comp leave.


Do you have to pay workers comp if you pay for your employees medical insurance?

Certainly. Med insurance EXCLUDES paying for workplace injuries. Offering WC means that employees can never sue for injuries, claiming employer neglignece. No million dollar settlements. Further, they are really two separate coverages and are treated differently. While medical insurance is not currently required, many states require that an employer having a given number of employees or a payroll that exceeds a given amount, maintain workers compensation coverage. In generally, workers compensation coverage provides benefits for the injured employee (medical expenses and a percentage of average lost wages). There are some circumstances under which the worker may not collect, but by and large, the workers compensation system exists to protect the employee. It also protects the employer because, if the employer has complied with the law by providing workers compensation coverage as required, the employee may generally not file suit against the employer or a co-employee for damages for a workplace injury.