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What does liability auto insurance cover?

Updated: 9/17/2023
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Wiki User

10y ago

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Auto liability insurance is specifically designed to cover any damage caused to other vehicles if you have an accident. It does not cover reapirs to your own vehicle. It is by law the minimum requirement for insurance in every state.

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11y ago
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10y ago

Damages to other's vehicles, property, or persons in an accident where you were found at fault. In "no fault states" each person's policy covers the other's damages without requiring determination of fault.

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Q: What does liability auto insurance cover?
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Related questions

Can liability insurance cover fines and penalties?

If your asking will your auto liability insurance pay for a traffic citation, No. They don't pay for the illegal acts of the insured. Your auto liability insurance is accident insurance.


Does auto liability insurance cover passengers in your car?

yes


Pet liability insurance?

Progressive Auto Insurance will cover your pet if it is injured in an accident with you.


What is the difference between full coverage auto insurance and liability only insurance?

Full coverage auto insurance covers everything. If the car is totaled they will will replace it. Liability auto insurance will only cover medical bills, and not the car if it is totaled.


Does auto insurance cover telephone pole damage or replacement?

Yes, The liability portion of your auto insurance policy will cover the damages you may do to a telephone pole in an accident.


What does the liability portion of auto insurance cover?

Caution Laymans Answer! Basically Liability is to cover damage done to outher people and other peoples property.


Does homeowner insurance cover damages made by your car to your neibord house?

Your Auto Liability Insurance will offer coverages for damages resulting from automobile ownership. Homeowners Insurance does not cover autos or auto accidents.


Does liability auto insurance cover your car if you hit a pole?

No. Liability insurance will only cover your liability for property damage/injuries to others. In this case, it would cover the damage to the pole you hit. Your liability coverage will never cover damage to anything you own. You would need collision/comprehensive coverage to cover damage to your car.


Does liability insurance cover your car if you are at fault?

Your liability portion of your auto insurance pays for injury and damages for which you are liable to others. Your Comprehensive and Collision portion of your auto policy will cover your own vehicle. One can not be liable to ones self. If you have "liability only" coverage, then their is no coverage for your own vehicle if you were at fault.


Does auto liability insurance cover theft?

No, you need to read your policy and then buy a comprehansive coverage.


What is liability coverage on auto insurance?

This means that if the accident was your fault, your insurance will pay(up to an amount that is on your policy) for the other property and persons involved in the accident. Liability insurance does NOT cover your vehicle damage.


What does general liability insurance cover?

The amount of coverage and the specifics of coverage will vary from policy to policy. In general liability insurance will cover damages to individuals or entities other than the insured individual. For example, in auto insurance liability insurance will provide for individuals injured in an accident excluding the policy holder.