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It has been a long held belief that providing such benefits helps a company attract and retain good employees.

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Q: What does a company pay for employee health insurance?
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What are the benefits of employee health insurance?

The true benefit of employee health insurance is that you usually do not have to pay for the insurance. But, if you do have to pay, it is only a small percentage.


Can an insurance company deny health benefits to a spouse if they are employed?

Typically, if a person is insured under a company's group insurance plan it is up to the company as to how much of the premium the company wants to pay toward the employee's insurance. If the employee has a spouse it is also the choice of the company as to how much, IF ANY, the company will pay toward the spouse's premium. The company is not required to pay anything toward the cost of the spouse or children. In many cases, the spouse and children. or more precisely, the employee him/herself. must pay the additional premium.


What rights do an employee have if their company deducted insurance premiums from their pay but failed to pay the insurance premiums to the insurance company and the insurance was canceled?

Seek an Attorney.


Company has health insurance. Employee gives birth and is covered during 2007 but pt has to remain in hospital in new year for additiona days. Now has new health insurance. Who pays for the stay.?

The health insurance carrier the person was with when she was in the hospital would help to pay for the stay.


You own a company in a state where state funds aren't mandated for employee health insurance What is one option for providing your employees with health coverage for work-related injuries?

Pay for it yourself.


I want to know what is difference between health insurance provided for company employees and the health insurance one gets outside the company?

Firstly your company usually pays for it when you are an employee (part of your employee benefits) while outside, you have to pay the premiums yourself. There may also be differences in the type of cover provided, but to know this for sure you would have to read the two contracts and compare them.


What can you do if your employer does not pay the health insurance on time and the insurance is dropped?

we should see wether the employee has any cobra benifits....


If an employee is on his way to work and driving a company car and has an accident is the employer liable?

In most cases, the company's insurance carrier will pay for damages, as long as the fault causing the accident was not caused by the employee. The employee here is representing the company in this case - if the employee is charged with negligent driving and was cited for causing the accident, the company insurance carrier will most likely pay, but will seek restitution from the employee. Could get into a real sticky situation.


Do members receive free health insurance after retirement?

Not in all cases. Upon retirement most companies require the employee to pay the full cost of health insurance premiums. Health insurance is never free.


Can an employer pay cash to an employee instead of paying his health insurance premiums as is done for other employees?

It is possible. Some companies allow this if the employee shows that they are covered by another medical insurance policy. The company has a vested interest in keeping healthy employees. Under the new Health Care Reform laws, this may no longer be possible.


Can a employer deny a full time employee health insurance?

An employer can choose not to pay for health insurance for any employees but can not discriminate by paying for some employees in a qualified class and not others.


Who pay the health insurance for employees?

This depends on the company and its policies. Sometimes the company pays half and employees pay half. Sometimes, company pays full amount and sometimes, there are no insurance benefits for employees.