It has been a long held belief that providing such benefits helps a company attract and retain good employees.
The true benefit of employee health insurance is that you usually do not have to pay for the insurance. But, if you do have to pay, it is only a small percentage.
Typically, if a person is insured under a company's group insurance plan it is up to the company as to how much of the premium the company wants to pay toward the employee's insurance. If the employee has a spouse it is also the choice of the company as to how much, IF ANY, the company will pay toward the spouse's premium. The company is not required to pay anything toward the cost of the spouse or children. In many cases, the spouse and children. or more precisely, the employee him/herself. must pay the additional premium.
Seek an Attorney.
The health insurance carrier the person was with when she was in the hospital would help to pay for the stay.
Pay for it yourself.
Firstly your company usually pays for it when you are an employee (part of your employee benefits) while outside, you have to pay the premiums yourself. There may also be differences in the type of cover provided, but to know this for sure you would have to read the two contracts and compare them.
we should see wether the employee has any cobra benifits....
In most cases, the company's insurance carrier will pay for damages, as long as the fault causing the accident was not caused by the employee. The employee here is representing the company in this case - if the employee is charged with negligent driving and was cited for causing the accident, the company insurance carrier will most likely pay, but will seek restitution from the employee. Could get into a real sticky situation.
Not in all cases. Upon retirement most companies require the employee to pay the full cost of health insurance premiums. Health insurance is never free.
It is possible. Some companies allow this if the employee shows that they are covered by another medical insurance policy. The company has a vested interest in keeping healthy employees. Under the new Health Care Reform laws, this may no longer be possible.
An employer can choose not to pay for health insurance for any employees but can not discriminate by paying for some employees in a qualified class and not others.
This depends on the company and its policies. Sometimes the company pays half and employees pay half. Sometimes, company pays full amount and sometimes, there are no insurance benefits for employees.