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A commercial insurance policy covers any court and/or attorney costs, loss of income and other such expenses if a lawsuit is involved. It does not cover incidences where willful neglect is involved.
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What type of insurance do I need if I operate Commercial Trucks?
Youl will want a commercial liability policy. This will cover you if you operate commercial trucks.
Does liability insurance cover all vehicles even if they are not listed on the policy?
Insured has thirty (30) days to add new vehicle to commercial auto policy. For auto insurance it is what is on the policy that is covered.
What type of insurance covers fire to recover the building?
Any building property policy such as a homeowner policy or commercial property policy will cover fire damage.
Does operating unsafe commercial vehicle go against your personal insurance?
Your personal auto would not cover a commercial vehicle. They have to have a separate policy.
Are volunteer workers cover under commercial liability insurance?
Commercial Insurance policies are very specific. They may be or they may not be covered. It just depends on on what coverages you purchased when you bought your commercial liability insurance policy. If you bought the cheapest rate you could find, then you probably do not have coverage for volunteers. It's best to contact your insurance agent for clarification of who and what is covered under your Commercial Insurance Policy.
Does commercial insurance with sewer backup insurance cover the business properties?
If your policy contains sewer back up coverage and business owned property coverage. The policy should according to its terms and coverages cover your claim. http://calcocommercialinsurance.com
Commercial Auto Insurance Is a Must for Businesses?
When you insure a vehicle that you use for business purposes, make sure that you insure it under an authentic commercial auto insurance policy. A personal auto insurance policy will not cover many business uses of an automobile, and if you make a commercial auto insurance related claim that is not covered on your personal policy it will be denied. Therefore, when you buy or lease a car for business use, contact a commercial auto insurance broker if your general business insurance broker or provider cannot assist you with your commercial auto insurance needs.
Will your car be covered by your employers insurance if you have an accident using your own car for them?
Generally no, and it could get a little interesting if you are running errands for your employer. Your personal auto insurance policy does not cover commercial use. You need a commercial lines policy, not personal lines.
Is a snow plow or dump truck covered by automobile insurance policy?
Either vehicle is covered by auto insurance but you would need to get insurance policies that cover commercial vehicles.
Do all business owners need commercial auto insurance?
The only time you would not need it is if your personal auto insurance policy already covers you for your business use. If they would not cover then you need to purchase commercial insurance for that vehicle.
What happen to an old insurance company called Commercial State Life Insurance Company?
How do I find out who has my policy I had with Commercial State Life INsurance Company
Does your homeowner liability cover you when you clean houses as an independent contractor?
No, there is a business exclusion under the liability section. You personal homeowners insurance will not cover your Commercial activities. You will need a Commercial General Liability policy to cover your business operations.
