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What do you do when an at-fault driver has insufficient insurance to pay for your total loss?
Pir8girl98
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∙ 12y ago
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Do I have to pay the insurance deductible to fix my car in NYC if the other driver runs the stop sign?
If the other driver was found "at fault", his insurnce company should pay the total repair including deductable
If someone borrows your car and total loss it will the insurance company pay for damages?
Yes. Collision coverage pays for damage to your vehicle, minus the deductible, regardless of who is driving it. Also, if you loan your vehicle to someone they are considered a permissive driver and you are liable for damage they cause in your vehicle even if they have their own insurance. Insurance always applies to the car not the driver.
You were an uninsured driver in a car accident in Missouri The other driver had uninsured motorist coverage but now you are being called by his insurance company requesting payment you have no money a?
yes the insurance company will come after you to pay the bill they used in fixing their driver's car. the point i do not know is that, are you responsible to pay the deductible or pay the total, what are this insurance people for anyways, they only make money they do not spend money... try talk to and insurance agency and see if you are to pay a percentage of the money or all.
our delivery vehicle was a total loss after a commercial vehicle driver hit our car while parked. we had lost income and expenses ?
You will file a claim through your insurance for the loss of the vehicle as well as lost income, etc. You must be able to prove the lost income and related expenses. Your insurance company will take care of the claim so that you can get back to business, then it will file against the insurance carrier of the at-fault driver.
Difference between insurance density and insurance penetration?
Insurance penetration is calculated as the ratio pf the percentage of total insurance premiums (in US dollars) to gross domestic product. Insurance density is calculated as the ratio of total insurance premiums (in US dollars) to total population.
What is the average insurance rate for 3 cars?
Car insurance rates depend on the car insured, age of driver, marital status, location of the vehicle, the driver's record of violations, and other factors. A young adult can expect an average of about $1,800 per car per year. Some insurance companies will offer a discount for multiple cars, but it is not significant. For three cars, a total premium of $5,400 would not be unusual.
Is it true that if there is no damage done to anything at all other than the driver's car that your insurance rate will not go up?
Not true. If total damages are over 750 (in CA) they will affect rates. Check with your DMV to determine what the total damages are for chargable accidents in your state. Sometimes your insurance company might "forgive" you too. and not charge.
When it comes to life insurance premium refers to?
a total cost of insurance coverage
When it comes to life insurance premium refers to what?
-Total cost of insurance coverage. You are to consider all the insurance policies you are having on your life,total the premiums for payment on the pre fixed mode
If you give permission for someone to drive your car and they total it and are at fault should you file it through your insurance company or should you ask the driver to pay the damages?
Check your insurance policy. Most policies allow someone else to drive a car but certain coverages may be affected. Check your policy.
What is the best insurance?
nationwide Answer- Best insurance means those insurance that provides total risk coverage or total loss replacement in case of vehicle insurance with low premium. You can search various insurance companies on internet, review their offers and can ask for quote to get best deals.
Does the driver carry the coverage on a vehicle or is it the car?
Automobile Insurance follows the vehicle....not the driver. This said, in some cases, accidents can result in litigation in which the driver's insurance policy can also have a claim filed against it. These cases usually involve more serious accidents such as vehicular homicide and DUI. A good rule of thumb is.....you loan your car then you also loan your Auto Insurance Policy. Therefore, if you loan your car to your good old buddy or to your girlfriend or boyfriend and they total your car and cause property damage/ bodily injury......the claim is filed against YOUR auto insurance policy. Also, if you have anyone in your household, over the age of 16(regardless if they are licensed or not), you should disclose this to your insurance company. Some policies EXCLUDE drivers not listed on an Auto Insurance Policy. Don't wait until claim time and find out that you are now financially responsible for somebody elses accident!
