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A. You pay less money for insurance coverage

B. You are less likely to change insurance companies

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Q: What could be a result in receiving a discount on your insurance premium?
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Will disobeying lane light result in insurance premium hike?

Any moving violation, including disobeying a traffic control device can effect your insurance premiums


Can I get a discount for my business auto insurance if I list my private vehicles on same policy or can I do so?

You can get a discount if you have your personal vehicles insured with the same company that your business vehicles are insured with. This called multi-lines discount and can result in substantial savings.


If I smoke cigarettes will it affect my term insurance premium?

Of course it does... It increases your premium value. If a non smoker pays a $100 premium you would have to pay a $102 or $105 as premium... Typically life insurance policies will consider factors such as smoking as a health hazard. If you are a smoker, this will generally result in higher rates of insurance. However, since life insurance is a competitive business, there are companies that will look more favorably on smokers than the typical life insurance companies. You would do well to look for online insurance quote providers. They will be able to help you locate such companies easily so that even as a smoker, you can get the best policy at the most affordable price.


What premium modes would result in the highest cost for a life insurance policy annual?

Obviously the more payments you break the premium into the more the company will charge for the billing fees. The fees for dividing up the premiums on life insurance or most kinds of insurance are very small so whatever makes it more convenient for you is worthwhile.


Can I keep my child on my auto policy while she is in school?

Call you insurance provider and have this discussion. You will likely have to list your daughter as the primary driver of the vehicle she is taking to school (if she's not already listed as such), and this could result in a change in the premium. Also, you can find out about discounts for students. Most auto insurance provides for a discount for good grades. You or your daughter must submit her report card at the end of each term.


Will your insurance premium increase if you scratch another car and claim it?

Any claims made against your insurance company can result in an increase in your premium. If it's just a scratch, it would be better to settle with the person with an out of pocket payment if at all possible. Be sure to get a quote with the person (both parties present at time of quote).


How much will your bike insurance go up after a claim?

Your insurance can vary based on quite a few variables, not just a claim. Some claims will not result in a premium increase and some claims will raise them based on the severity of an accident.


Online Insurance Quote?

One of the easiest ways to discover whether you are overpaying for your car insurance is to request an online auto insurance quote. So many people get into a rut of simply paying the auto insurance premium each time the quarterly bill arrives. That is a big mistake. There may be an auto insurance company who would charge you much less for the very same coverage. Some people think they are paying the lowest possible rate for their auto coverage because their home is also insured with the same company. The multi-line discount that is showing on the premium notice appeases the person into thinking this is a great deal. However, if that person were to request an online auto insurance quote from a few other insurance companies, he might discover that his discount is not saving him any money. There may be other insurance companies that would give him overall lower rates on every part of his coverage, which would result in even greater savings. It is very easy to get an online auto insurance quote. Request one today.


Are premiums on life insurance of key officers a permanent difference?

Life insurance premium expense when the corporation is the beneficiary is a permanent difference. It is deducted for book income but not for taxable income. And the proceeds received on such policies result in a book gain but are not taxable.


Was the receiving team always awarded 20yds as result of touchback?

Yes the receiving team always awarded 20yds as result of touchback!


How does a DUI affect my insurance rates?

A DUI can have significant effects on your insurance premiums. Many insurance companies see DUI convictions as a sign of high risk and may increase your premiums or even cancel your coverage as a result. The specific impact on your rates will depend on your insurance company's policies and your state's laws, but it's not uncommon for DUI convictions to result in premium increases of hundreds or even thousands of dollars per year.


Can you change auto insurance companies in the middle of your policy dates?

You can always change insurance companies in the middle of your policy date. Doing so will also result in a refund of the reminder of your policy premium since many are paid in a pro-rated way.