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What can you do when your homeowners insurance company does not pay on a burglary claim?
Wiki User
∙ 11y ago
It depends on why they didn't pay the claim.
If you have the coverage and followed the requirements, like making a police report, cooperating with the insurance company as well as the police then you should have no problem with a claim, if it was in fact a theft.
Otherwise you can always sue the company or file a complaint with your state department of insurance if you feel you were denied coverage you paid for.
Wiki User
∙ 11y ago
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Does homeowners' insurance cover a personal injury claim from another property owned?
No. Your homeowners will only cover personal injury if it occurs on the property listed on the policy.
If your insurance company drops you before a claim is settled how do you get insurance coverage on your home?
They should not drop you before a claim is settled. If they have contact your state department of insurance and file a complaint.
Will a claim be paid if insurance is in one name and home is in another?
No, most likely the claim will not be denied. If the owner of the home is not listed on the policy as an insured then the owner is uninsured and the company must by law deny payment of the claim. Every Homeowners Insurance contract requires disclosure of the legal owner at he time of application. If the property changes ownership during the policy term the Insurance Policy is automatically null and void at the moment ownership changes. The new owner has to make application and qualify for their own Insurance Policy. It is against the law to insure a home or property in which you have no insurable interest.
Is an insurance company able to provide two homeowners insurance at the same time?
If you mean on the same property, no they won't. It is illegal to carry two policies on the same property. The illegality is on the person not the insurance company. Why would you want to carry two policies. All they will do is to coordinate the benefits and pay half of the claim each, therefore you will not collect any more than the claim.
Which company offers the cheapest buildings contents insurance?
A lot of insurance companies may claim to be the cheapest. The best way to find out which company is really the cheapest is to get a quote from each.
If my insurance company deducts my deductible from a homeowners claim do i still pay the deductible?
Yes. The insurance company will pay their portion of the claim which does not include the deductible because that is your portion .
Can a claim against your homeowners be cancelled after it has been reported?
Generally, a claim can be cancelled. If you do not want the insurance to pay a claim, the company will be glad not to pay it.
Will a prior insurance company cover a homeowners claim?
So long as you can establish the loss occurred during the term of the prior insurance policy, yes they will cover the claim.
How do I Collect the depreciation from Homeowners insurance claim?
If you want to collect the depreciation your insurance company withheld from your claim payment you must make the repairs to your home. After you make the repairs contact your insurance company and they should issue a check for the depreciation.
What discounts does Nationwide Mutual Insurance Company offer to their homeowners insurance policy holders?
If homeowners bundle their insurance polices they can receive up to a 15% discount on all policies that are current. For individual policies for homeowners insurance, there is a discount for every year that an individual is claim-free.
Does homeowner's coverage include theft?
It really depends on the type of policy your purchased. You could call your insurance agent and ask if you have coverage for burglary and or theft. Make sure you have your Police Report available if you are making a claim. Most homeowners insurance policies do come with some coverage for burglary but not all.
When a homeowners insurance company pays a claim will they normally increase the cost of the insurance?
It all depends on the type of claim. If the adjuster believes that the claim can be a predictor of future additional risk, he/she will probably recommend increasing rates.
Can homeowners insurance specifically Travelers drop you in middle of claim and where can you get insurance if you have an open claim?
An insurance company cannot drop you in the middle of a claim. The state department of insurance sets standards for how long it takes for the insurance company to respond to a claim, and to issue payment once damage is verified. If they have stopped contact with you and have not given you a reason I would contact your state department of insurance and file a complaint.
If someone breaks their foot on my property can I file a homeowners insurance claim for their medical bills?
Yes you May all you have to do is get intouch with your insurance agent or Company.
How does homeowners insurance work when stolen items are recovered?
Once the insurance company has paid the claim for stolen items they become the legal owners of the items.
Is there a way to obtain someone's homeowners insurance after a fall if they are not willing to provide it?
You cannot go behind someone's back and file a claim on their insurance. If it is a major injury you can file suit and they will have to provide it to their insurance company so that the insurance company will defend them or settle the claim. This is to force the issue.
Does an hoa management company pay for any losses in a homeowners insurance claim?
No, an HOA management company typically does not pay for any losses in a homeowner's insurance claim. Homeowners insurance is a separate policy that homeowners are responsible for purchasing and maintaining. The HOA management company is responsible for managing the common areas and implementing the HOA rules, but they do not cover individual homeowner's insurance claims.
