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You may have other rights. Call a local attorney for state specific advice.ftc.gov§ 806. Harassment or abuse [15 USC 1692d]
A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
(1) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person.
(2) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader.
(3) The publication of a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of section 603(f) or 604(3)1 of this Act.
(4) The advertisement for sale of any debt to coerce payment of the debt.
(5) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.
(6) Except as provided in section 804, the placement of telephone calls without meaningful disclosure of the caller's identity.
First of all if a collector is not a third party collector then FDCPA does not apply. Most lenders do however follow FDCPA and will disipline a collector up to termination. Most lenders also record conversations for quaility checks. I would suggest contacting the lender and requesting to speak to a manager or VP above the collectors manager. In most cases if you speak to the collectors manager the compliant will stay at that level. Check your state laws but you might want to record the next phone call yourself. You can get a mic cable for your receiver for under ten bucks.
Try here
There is a sample letter to stop a collection agency from contacting you and your family. All in All demand that they not contact you and your family and tell them that if they do you will pursue violation of the Fair Debt Collections Practices Act in Fed. Court. You have to send the letter by certified mail, return receipt otherwise they can state they they never received anything.
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Can a lender change the amount they agreed that you owed on a repossessed vehicle the next day and be verbally abusive?
I guess the lender could make a mistake on the amount and have to correct themelves. Verbally abuse you?? NOT. Call a local attorney for state specific advise.
Your husbands ex is verbally abusive to the kids How do you help them when they visit you?
Keep them away from the father and make an agreement with him not to be verbally abusive to your children
My husband is verbally abusive?
If your husband is verbally and emotionally abusive, you can break the negative cycle by seeking the services of a family counselor or filing for divorce.
Will a verbal abusive woman continue to abuse in each relationship?
Generally a verbally abusive woman has control issues and she will carry them into most relationships. However, there are a few women that are verbally abusive to one or more men, but may meet a man that she is not verbally abusive to as they are better suited for each other.
Is my mom verbally abusive?
We can not say we have not met her.
Will a verbally abusive man become physically abusive?
not always but some time they can be both
What to do if your teenage daughter is verbery abusive?
If your teenage daughter is verbally abusive, you can take her to a therapist or even call the police.
Did Alec Baldwin abuse women?
He was verbally abusive to his daughter but there's no valid info about him being physically abusive.
Is it heathier not to communicate with a mother who is verbally abusive?
I've always found that it's unhealthy to stay in relationships with those who are verbally abusive. But it's equally important to learn to forgive. Forgiveness gives you freedom from bitterness. And even though you might forgive someone, they may continue to be verbally abusive. When that happens, it's better to keep short and simple contact with that person.
What does grouch mean?
A crabby person. A negative person who maybe verbally abusive
What type of law if sister-in-law verbaly abusive?
If your sister-in-law is verbally abusive, there is no law you can invoke to stop her. Your best option is to avoid her.
What can a person do if they are being abusive?
If you realize that you are being abusive, whether verbally or physically, it is imperative that you seek help from a professional to find out why you are,, you are already on your way by admitting to it.
