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As I understand, if you are offered a loan then you are offered to borrow money. My experience with loans is getting one at Personal Money Service and it was quite good. To get a loan I was offered to fill an easy application form and then the matching system has found the most suitable lender for me. But everything is different if you're getting a loan in a bank. With different loans you will be offered different terms and conditions, so many things depends on a place where you turn to.

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Q: What are you offered when you are offered a loan?
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