A. $10,000 Personal Injury Protection and $10,000 Property Damage Liability
Each state in the U.S. regulates it's own minimum requirements for Auto Insurance coverage. All you have to do is ask your insurance agent or company and they can tell you the minimum requirements for your state.
Minnesota is a state that requires a minimum of liability insurance. The minimum amount of coverage allowed to drive in Minnesota is 30/60/10.
the owner of the vehicle is responsible for the ticket. he/she/they are legally required to at least have the minimum liability coverage your state requires.
The state of Florida requires a bare minimum coverage which is $10,000 personal injury protection (PIP). Also the State of Florida requires that Florida Car Owners have coverage for $10,000 property damage liability (PDL).
You only need the minimum liability insurance, what the state requires.
Minimum coverage is the minimum amount of insurance required by law. Full coverage is the full package from the insurer, insuring everything they offer to cover.
Louisiana state law requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 15/30/25 coverage.
The minimum amount of liability insurance coverage required (in California) is: 15/30/5. 15/30/5
I have to provide my apartment management with 100,000 liability insurance coverage. With Safeco it costs $18 per year. Liability coverage requires minimum personal property coverage of $10,000 (costs $57 per year) and replacement coverage (+$9). Total per year $84
full coverage
There is no minimum. They can buy whatever insurance limits they want, or they can buy none at all.
For most states the minimum amount of insurance coverage that you need to carry on a motorcylce is around $5,000. This can vary from state to state though so be sure to contact your insurance agent.