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Should you tell the credit agencies it is not yours or say that you filed a Ch 13 instead of a Ch 7 to remove a bankruptcy from your reports?
Wiki User
∙ 19y ago
If they have you reported as having a chapter 7 discharge when it should be a 13 you should clear it up. It won't do anything to raise your score, but it does look a little better, that you are paying off your debts. You will need to send documentation and probably "pitch a fit" to get their attention.
Wiki User
∙ 19y ago
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How can you get a judgment off your credit report after filing bankruptcy?
If the debt that you were sued over, or the judgment itself was included in your bankruptcy, you only need send a copy of your bankruptcy papers to the credit reporting agencies. The judgment will not "come off", but it should get marked "included in bankruptcy" or "discharged through bankruptcy".
How do you get addresses for credit cards for bankruptcy?
Get a copy of all three credit reports. The addresses and/or phone numbers of all your creditors should be listed on the report. You should also include the addresses listed on your statements so that in case your credit report has an error your creditor will still get notice of your bankruptcy.
How long should you keep bankruptcy paperwork?
Paperwork relating to the bankruptcy should be kept until at least the bankruptcy is off your credit report.
Can you hold your passport after you get declared bankruptcy?
A bankruptcy filing or discharge in bankruptcy should not have any effect on your US passport.
Do you have to be late on payments to file bankruptcy?
No, but it helps. Many people pay their bills instead of buying groceries, but they can't sustain that for long. The test for bankruptcy is not so rigorous. If you spend what you should to live on, and you cannot pay your other bills as they come due, you can file.
How can you get a judgment off your credit report after filing bankruptcy?
If the debt that you were sued over, or the judgment itself was included in your bankruptcy, you only need send a copy of your bankruptcy papers to the credit reporting agencies. The judgment will not "come off", but it should get marked "included in bankruptcy" or "discharged through bankruptcy".
Is there a resource for finding out collection agencies names and addresses for bankruptcy?
Get a copy of your credit report from the three major credit bureaus. You can get one free copy from each per year by law. You can obtain this free copy at http://annualcreditreport.com (see link below). These reports should have the contact info of your creditors (and collection agencies) listed. Google / Phone book combination is the best.
How do you get addresses for credit cards for bankruptcy?
Get a copy of all three credit reports. The addresses and/or phone numbers of all your creditors should be listed on the report. You should also include the addresses listed on your statements so that in case your credit report has an error your creditor will still get notice of your bankruptcy.
What motion do you file to remove a judgment after BK 7?
The judgment remains as a court record. The credit reporting agencies should report that it has been discharged in bankruptcy. If the bankruptcy remains on your credit report for more than 10 years, you can tell them to remove it.
Will collection agencies remove old bills from your credit if you pay them in full or just show them as paid?
Collection agencies don't manipulate your credit or remove accounts from your credit. The credit bureaus themselves are repsonsible for maintaining accurate reports, but because the credit is yours, you should check you reports at least once a year to ensure their accuracy.
Should a Christian file bankruptcy?
Filing bankruptcy has no affiliation with religion. If filing bankruptcy is he best financial options available, then you should do it.
How long should you keep bankruptcy paperwork?
Paperwork relating to the bankruptcy should be kept until at least the bankruptcy is off your credit report.
Does bankruptcy stay on your crimnal record?
Bankruptcy isn't associated with a criminal record, as it's not against the law to file bankruptcy.If, however, you're asking how long a bankruptcy will stay on your credit report and 'on your file' you should be aware it will stay on your credit report (all 3 agencies) for 10 years. Other 'negative information' can (and probably will) be listed for 7 years.For full information or any other questions, please refer to the Fair Credit Reporting Act FCRA(http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre34.shtm).Hope that helps.
Bankruptcy attorneys should do their work pro bono.?
Bankruptcy attorneys should do their work pro bono.
How do you know what collection agencies you owe?
You should be able to do this by obtaining your credit report. You are entitled to one free report per year from each of the three credit reporting agencies. Log on to experian.com, from there you can get all three reports which will show any reported outstanding debt.
Should you say Attached are the reports or Attached is the reports?
attached are the reports
Can you hold your passport after you get declared bankruptcy?
A bankruptcy filing or discharge in bankruptcy should not have any effect on your US passport.
