A letter to a credit card company regarding fraudulent charges will need to include the name, date, and amount f the charges. The letter will also include the account information.
Contact the card issuing bank and raise a complaint about fraudulent usage of card details. They will conduct an investigation and revert the charges if they find that your card has been misused.
Get StartedThis letter provides notice to the credit card company that there is unauthorized activity on your card and that you should not be held responsible for those charges. Under the Fair Credit Billing Act you should contact the credit card company within sixty (60) days of receiving the statement with the unauthorized activity. There may be other important information in the "fine print" on your statement that explains procedures that you should follow.When you receive a credit card statement you should carefully review it for possible errors or fraudulent activity. If there are charges on the credit card that were not authorized, then you should dispute them by sending this letter to the credit card company.
Perhaps. More details would be needed to give a definitive answer.
easy, call your bank or credit card issuer and simply dispute the charges.
Notify them that the credit card was stolen to the credit card company and dispute all the charges on the credit card. You would also have to file a police report if the credit card was stolen. The credit card company must investigate the charges.
The Council of Chalcedon
Did you report the card loss to the issuer? If charges appear on your statement and you know that you did not make the charges, you can contact the credit card issuer to dispute the charges. You may have to fill out an affidavit that states you did not [have] knowledge of or consent to these charges. The credit card issuer will then go back to the company submitting the charges to dispute the amount. The credit card issuer should send out confirmation of your request to dispute, confirmation of the amount that may be credited back to your account, pending the dispute. Once they have completed their investigation, your account will be billed for the charges [again] if you cannot prove the case of identity theft/creditcard theft/fraud and the disputed amount was credited to your account. If the dispute is legit, you should receive notification of this. Keep all correspondence regarding this for as long as information can stay on your credit report, which in most cases, is seven years. [But keeping for ten won't hurt].
First and foremost, you are never responsible for charges made to a credit card without your knowledge. You should request a copy of the statement(s) in question to be sent to your attention. Upon review, if the charges are fraudulent, advise the bank and they will put them into a dispute file. You will likely need to complete some paperwork and the merchants will have to pull receipts with signatures authorizing the charges. During this time, disputed charges do not incur interest or penalties. Regarding not being a co-signor, you will need to ask the bank for a copy of the original credit card application where you would have originally opted-in as a co-signor. If they are not able to provide this, legally you cannot be held liable for these charges. Good luck!
Get StartedThis letter provides notice to the bank that there is unauthorized activity on your account and that you should not be held responsible for those charges. Generally, you must report possible errors within 60 days after the closing date on the bank statement. There may be other important information in the "fine print" on your statement that explains procedures that you should follow.When you receive a monthly bank statement you should carefully review it for possible errors or fraudulent activity. If there are deductions from your account that were not authorized, then you should dispute them by sending this letter to the bank.
you have to state exactly what you are disputing as soon as possible, whether that may be faulty goods or incorrect pricing etc in order that the company may respond
No, it is illegal for someone to use another person's personal information, such as their name and social security number, to apply for credit without their knowledge and consent. This is considered identity theft and is a punishable offense. If you suspect that your ex-wife has done this, you should report it to the police and contact the credit card company to dispute the fraudulent charges.
The Supreme Court.