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Government (backed) Student Loans (like a few other things...child support, legal fines, that type of thing) are given a special, very priority place as an obligation in most all matters...they aren't even able to be dismissed or really subject to a bankruptcy action.

Actually, it isn't the return, but rather the refund that is being taken (usually entirely) under a slightly different right (offset) and used for the debt, (not garnishment). They can garnish up to a certain percentage of your on going earnings...and if you didn't have things like a refund coming to get some payment from, would (and may still) do so.

Essentially, this all means it is a debt that must be satisfied to prevent continued collection. You can get help with your defaulted student loans by clicking on the link at the bottom of this text box.

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14y ago
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15y ago

I think another way of asking your question is something like....how can I not pay my debts and legal obligations without anyone bothering me to do so? And if they have to even go to extreme actions to do so - even though I ignore them and don't want to pay - what can I do to make them hust go away and leave me alone with their money. (But, I want to make sure if there is anything else i need from them...maybe health, or retirement, or whatever....that they just give me it). Now you answer.

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Q: If pay is being garnished by for student loans what can be done to stop garnishment of income tax retun?
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