News reported home owners insurance rates dropped mine went up 100 last year and 100 this where is your savings?

Answer 1

Homeowners insurance has been on the rise in recent years due to many factors, starting with the idiots who think mold should be covered on homeowners insurance. HO has never covered such things and shouldn't except for the celebrity who took a company to court and got a judge to go along because of who he was. For this reason, we are all paying more for HO insurance and it has become harder to get. A Homeowners policy has always been the lowest cost insurance with the broadest coverage available of any insurance product. It combines property and liability coverages as well as loss of use and usually has hundreds of thousands of dollars of protection for very small premiums.

Answer 2

The Savings are with the other guy.. Stay with the same insurer any maybe you'll keep paying the same rates. Rates are down all over unless maybe your living in hurricane alley along the Gulf Coast. Texas rate shoppers typically save 30 percent over allstate.