The situation varies according to Country, State, and Insurance Company. So no general answer can be given. Contacting your 'Citizens Advice Bureau' may produce advice. Good luck
Technically speaking she is the one who is liable as well as it being her car. However if you both share insurance your rate will go up but you will not be counted for the accident.
NO. the accident happened while he had his fathers car insurance. If he switches insurance he still uses the insurance he had when he got into his accident. However, your health insurance with pick up the difference.
In my experience, if someone drives my car and get in an accident, I think he or her insurance has to pay for the damage of the other party and mine pays for the damage of my car. However, her insurance should go up, but not mine because I am not the one who drive at the time the accident occurs.
An accident Attorney. Most accident attorneys however will not be interested in taking the case if they know the other party has no insurance <><><> Agree- however, if YOU have insurance, you probably do not need an attorney. YOUR insurance pays you under uninsured motorist coverage, and then the insurance company's lawyer goes after them.
The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.
However long their insurance says, because there's no law about it.
In general, insurance follows the car rather than the driver. So, if your sister is driving your insured car and is involved in an accident, your insurance would typically be the primary coverage for the incident. However, it's important to review the specific terms and conditions of your insurance policy to confirm this.
Yes you can. You may still receive a citation for not having insurance, however, the legal liability for the accident does not rest with you so the adverse party's insurance carrier will owe for your damages and/or injuries.
Auto insurance, and if you are hurt by the accident, then health insurance too, but you will need health insurance for the second to file a claim for injuries, and health insurance is optional. Auto insurance is required by law. If it is someone else's fault however, then they must pay for all the damage to you, your car, and themselves.
Yes, that's why we buy insurance, however, the insurance co. is not resposible for paying traffic tickets, it is your resposibility.
No. However, you may have provision in it that will pay for your premium if you are unable to work.
I do not have a particular website to answer your question. I do know, however, that if you drive with no auto insurance it is against the law. Also, if you do get in an accident you are not covered for your injuries. Also, if the accident is your fault, you can get a hefty lawsuit served in your name. Keep shopping for cheaper insurance. Do not drive without auto insurance.