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Some home insurance policies do cover your belongings that are at a secondary residence. The definition of a secondary residence is a loosely worded term that may include a hotel room, and yes, even a friends house.

The limit of coverage for a secondary residence may be limited to 10% of your contents coverage. Usually more than enough.

Read your policy or check with your agent to find out more. Please remember that your deductible may apply.

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Q: My belongings were lost to a fire in my friend's house while I was staying there. Will my homeowner's policy cover this loss?
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