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its a gray area in the policy - but property of others would be covered at your request

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14y ago
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Q: Is your girlfriends property covered under your homeowner insurance?
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What would likely be covered under homeowner's insurance but NOT by renter's insurance?

Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.


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