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If your credit isn't too bad, you can go to prosper.com or zopa.com which are two peer to peer lenders. These type of companies help you borrow from a pool of investors. Funding takes about 2 weeks and the standard term is about 36 months. If you need a standard personal loan and are looking for a bank I would go to Life House Funding, they are able to arrange a more standard loan. General terms are from 1-5 years. This may make it easier to afford the monthly payment.

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Q: Is there a reputable source for personal loans up to 25000 for people with bad credit?
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