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Is there a deductible on the Medical Coverage portion of Homeowners' insurance?
Wiki User
∙ 10y ago
No. The medical coverage and liability sections of a homeowners policy do not contain any deductibles. These sections do not cover the homeowner or any household residents.
Wiki User
∙ 10y ago
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You broke your ankle walking down your neighbors stairs. What does their homeowners insurance cover?
They would pay up to the limit of the Medical Expeses coverage for medical bills only. This coverage reimburses you for expenses that your personal healh insurance does not cover, i.e, deductible, co-pays.
Would the homeowners insurance cover medical bills due to an assault?
No. Homeowners Insurance typically do not provide liability coverage for criminal acts. Your medical insurance is a good source of coverage for health care needs.
What is home insurance?
Home Insurance is Insurance coverage for your house, condo or apartment for your personal property and liability coverage for you. The insurance coverage for your house is also called homeowners insurance. The Homeowners isurance is an insurance package that has coverage for the dwelling, the others structures on your property, Loss of Use, Medical Payments and Personal Liability.
Can homeowners insurance cover owners medical bills when hurt in a park?
No, That's what your Major Medical or Health Insurance policy is for. Homeowners Insurance is "Property Insurance". The very, very small amount of medical coverage offered on most home insurance policies is for accidental injuries to others while on your property.
Does your homeowners insurance cover you if you are injured on someone else's property?
No You would need to seek coverage under your medical insurance policy for accidental injuries. Homeowners insurance is for property and liabilities that may arise out of home ownership. Home insurance does not replace medical insurance. If you think the property owner is liable through cause of injury, you might seek coverage under their liability if they carry the coverage.
Does homeowners insurance cover medical bills for my husband that was hurt while fixing the house?
No. The medical payments to others coverage specifically excludes medical coverage for the named insureds and any houshold members. Health insurance is the only coverage that will cover this type of loss.
Does homeowners insurance cover bodily injury to the remaining owner from a homicide committed within the residence?
No. Homeowners insurance is "Property Insurance" it does not provide coverage for personal injury to the insured. You should look to your medical insurance for coverage applicable to bodily injury and your life insurance policy for compensation for loss of life.
Does homeowners insurance usually or always cover accidents in the home involving guests?
Yes, it can. Depending on your coverage and policy with your insurance it can cover medical for others.
How do you make homemade firecrackers?
First you ask your parents (whom I presume are at work) if they have homeowners, medical coverage and liability insurance, then you...
Does home owners insurance cover assault in the home?
It would depend on who was assaulted, medical coverage that comes with the homeowners policy may cover a visitor to the home.
Can insurance co-pay be tax deductible?
If you are referring to a MEDICAL/HOSPITALIZATION insurance co-pay, yes, that is deductible as a medical expense. And on property/casualty insurance, it may be deductible as a casualty loss.
What is covered under private medical insurance?
Coverage under private insurance varies greatly based on your carrier and your deductible. Most private medical insurance is a cushion against major catastrophes like a sudden heart attack.
