yes usually the spouse is
No.
YES, if you die, then the next of kin is responsible for your debt.
The ESTATE is responsible.
The basic assumption is that yes, the spouse is jointly responsible. It is assumed that both spouses will benefit from the transactions.
The spouse is considered to benefit from the debt. Yes, the spouses share responsibility.
The spouse is not responsible and should not have this on her credit. But the estate of the deceased will still be responsible for the debt.
They are typically going to be held responsible. The debt is used to buy goods and services. The spouse is considered to have benefited from these debts.
Unless both spouses signed the credit card agreement, the answer is no. The debt can only be charged against the property of the deceased, but must be fully paid (or paid as much as it can be in the case of an insolvent estate) before anything can be paid to the spouse.
Indirectly, the spouse is going to pay the debts, either by a smaller inheritance or as a beneficiary of the goods and services purchased by the spouse. The estate of the deceased is responsible for the debts.
No, the spouse is not responsible. However it does come out there assets left behind.
Yes.
Alabama is not a community property state, the surviving spouse is not responsible for creditor debt unless he or she was a joint account holder.